Effective 1/1/2016 13-45-503. Applicability. This part does not apply to the use of a protected consumer’s credit report or record by: (1) a person administering a credit file monitoring subscription service to which: (a) the protected consumer has subscribed; or (b) the protected consumer’s representative has subscribed on the protected consumer’s behalf; (2) a person […]
Effective 1/1/2016 13-45-504. Security freeze for protected consumer. (1) A consumer reporting agency shall place a security freeze for a protected consumer if: (a) the consumer reporting agency receives a request from the protected consumer’s representative for the placement of the security freeze; and (b) the protected consumer’s representative: (i) submits the request described in […]
Effective 1/1/2016 13-45-505. Removal of security freeze for protected consumer. (1) To remove a security freeze that is placed under this part, the protected consumer’s representative or the consumer who is subject to a protected consumer security freeze shall: (a) submit a request for the removal of the security freeze to the consumer reporting agency: […]
Effective 1/1/2016 13-45-506. Fees. (1) Except as provided in Subsection (2), a consumer reporting agency may not charge a fee for any service performed under this part. (2) A consumer reporting agency may charge a reasonable fee, which does not exceed $5, for each placement or removal of a security freeze under this part, unless: […]
