Section 214 – Rating tiers.
31A-19a-214. Rating tiers. (1) An insurer may file with the commissioner a rate filing that provides for a program with more than one rate level in the same company or group of companies if: (a) the program is based, to the extent feasible, upon mutually exclusive underwriting rules per tier; (b) the underwriting rules are […]
Section 215 – False or misleading information.
31A-19a-215. False or misleading information. A person or organization may not: (1) willfully withhold from the commissioner, any rate service organization, or any insurer information that will affect the rates or premiums chargeable under this chapter; or (2) knowingly give false or misleading information to the commissioner, any rate service organization, or any insurer. Enacted […]
Section 216 – Charging of rates.
31A-19a-216. Charging of rates. An authorized insurer, licensed insurance producer, employee, other representative of an authorized insurer may not knowingly: (1) charge or demand a rate or receive a premium that departs from the rates, rating plans, classifications, schedules, rules, and standards in effect on behalf of the insurer; or (2) issue or make any […]
Section 217 – Grievance procedures.
31A-19a-217. Grievance procedures. (1) (a) An insured affected by a rate may submit a written request for information to the rate service organization or insurer that made the rate. (b) The rate service organization or insurer shall answer a request made under Subsection (1)(a) within 45 calendar days from the date it received the request […]
Section 218 – Appeal from filing.
31A-19a-218. Appeal from filing. (1) (a) A person aggrieved by a filing that is in effect may apply to the commissioner in writing for a hearing. (b) The application described under Subsection (1)(a) shall: (i) specify the grounds upon which the applicant intends to rely to establish the grievance; and (ii) state why the filing […]
Section 212 – Premium increases prohibited for certain claims or inquiries.
31A-19a-212. Premium increases prohibited for certain claims or inquiries. (1) Each rate, rating schedule, and rating manual filed for personal lines insurance may not permit a premium increase due to: (a) a telephone call or other inquiry that does not result in the insured requesting the payment of a claim; or (b) a claim under […]
Section 213 – Joint underwriting.
31A-19a-213. Joint underwriting. Notwithstanding Subsection 31A-19a-306(2)(a), insurers participating in joint underwriting associations or joint reinsurance pursuant to Section 31A-20-102 or other arrangements for risk sharing may in connection with such activity act in cooperation with each other in the making of one or more of the following: (1) rates; (2) rating systems; (3) policy forms; […]
Section 202 – Rating methods.
31A-19a-202. Rating methods. (1) To determine whether rates comply with the standards under Section 31A-19a-201, the commissioner shall consider the: (a) criteria listed in Subsection (2); (b) classifications, if any, permitted under Subsection (3); (c) expenses described in Subsection (4); and (d) profits described in Subsection (5). (2) In determining rates the commissioner shall consider […]
Section 203 – Rate filings.
31A-19a-203. Rate filings. (1) (a) Except as provided in Subsections (4) and (5), every authorized insurer and every rate service organization licensed under Section 31A-19a-301 that has been designated by any insurer for the filing of pure premium rates under Subsection 31A-19a-205(2) shall file with the commissioner the following for use in this state: (i) […]
Section 204 – Rates open to inspection.
31A-19a-204. Rates open to inspection. (1) Rates and supplementary rate information filed under this chapter shall be open to public inspection at any reasonable time. (2) The commissioner shall supply copies to any person on: (a) request; and (b) payment of a reasonable charge. Renumbered and Amended by Chapter 130, 1999 General Session