Effective 5/5/2021 31A-21-101. Scope of Chapters 21 and 22. (1) Except as provided in Subsections (2) through (6), this chapter and Chapter 22, Contracts in Specific Lines, apply to all insurance policies, applications, and certificates: (a) delivered or issued for delivery in this state; (b) on property ordinarily located in this state; (c) on persons […]
31A-21-102. Oral contracts of insurance and binders. (1) “Binder” means a writing which describes the subject and amount of insurance and temporarily binds insurance coverage pending the issuance of an insurance policy. “Binder” does not include conditional receipts by life insurance companies under which issuance of the policy or coverage under the policy is contingent […]
31A-21-103. Capacity to contract. Any person 16 years of age or older who is otherwise competent to contract under Utah law, and who is not subject to any legal disability, may contract for insurance. If there is a conservator appointed under Title 75, Utah Uniform Probate Code, the conservator, rather than the person whose property […]
31A-21-104. Insurable interest and consent — Scope. (1) As used in this chapter: (a) For purposes of this section, “exchange” means an exchange made pursuant to Section 1035, Internal Revenue Code, as may be amended. (b) “Insurable interest” in a person means the following, including a circumstance described in Subsection (3): (i) for a person […]
31A-21-105. Representations, warranties, and conditions. (1) (a) No statement, representation, or warranty made by any person representing the insurer in the negotiation for an individual or franchise insurance contract affects the insurer’s obligations under the policy unless it is stated in the policy or in a written application signed by the applicant. No person, except […]
Effective 5/9/2017 31A-21-106. Incorporation by reference. (1) (a) Except as provided in Subsection (1)(b), an insurance policy may not contain any agreement or incorporate any provision not fully set forth in the policy or in an application or other document attached to and made a part of the policy at the time of its delivery, […]
31A-21-107. Contract rights under noncomplying policies. (1) Except as otherwise specifically provided by this title, a policy is enforceable against the insurer according to its terms, even if it exceeds the authority of the insurer. (2) Any insurance policy, rider, or endorsement issued after July 1, 1986, and which is otherwise valid, which contains any […]
31A-21-108. Subrogation actions. Subrogation actions may be brought by the insurer in the name of its insured. Enacted by Chapter 204, 1986 General Session
31A-21-109. Debt cancellation agreements and debt suspension agreements. (1) As used in this section: (a) “Debt cancellation agreement” means a contract between a lender and a borrower where the lender, for a separately stated consideration, agrees to waive all or part of the debt in the event of a fortuitous event such as death, disability, […]
31A-21-110. Prohibition against certain use of Social Security number — Exceptions — Applicability of section. (1) As used in this section “publicly display or publicly post” means to intentionally communicate or otherwise make available to the general public. (2) An insurer not subject to Section 31A-22-634 may not do any of the following: (a) publicly […]
31A-21-111. Insurers to follow terms of policy. Unless otherwise provided by this title, an insurer shall follow the terms of an insurance policy issued or assumed by the insurer. Enacted by Chapter 197, 2006 General Session
31A-21-112. Language other than English. (1) An insurer may conduct a transaction in a language other than English through an employee or agent acting as interpreter or through an interpreter provided by the customer. (2) An insurer may provide a customer an insurance policy, endorsement, rider, or explanatory or advertising material in a language other […]
