Section 1602 – Genetic testing restrictions.
31A-22-1602. Genetic testing restrictions. Except as provided under Section 31A-22-620, with respect to a matter related to genetic testing and private genetic information, an insurer shall comply with the applicable provisions of Title 26, Chapter 45, Genetic Testing and Procedure Privacy Act, including Section 26-45-104. Amended by Chapter 349, 2009 General Session
Section 1701 – Title — Scope of part.
31A-22-1701. Title — Scope of part. (1) This part is known as the “Property and Casualty Certificate of Insurance Act.” (2) (a) Except as provided in Subsection (2)(b), this part applies to a certificate of insurance issued on or after May 10, 2011, as evidence of insurance coverage on property, operations, or risks located in […]
Section 1703 – Filing of form.
31A-22-1703. Filing of form. (1) Notwithstanding Section 31A-21-201, a person may not: (a) prepare, issue, or request the issuance of a certificate of insurance unless the certificate of insurance form is filed with the commissioner; or (b) modify a filed certificate of insurance form unless filed with the commissioner. (2) The commissioner shall object to […]
Section 1704 – Scope of certificate of insurance.
31A-22-1704. Scope of certificate of insurance. (1) A certificate of insurance is not an insurance policy and does not affirmatively or negatively amend, extend, or alter the coverage afforded by an insurance policy to which a certificate of insurance refers. (2) A certificate of insurance may not confer to a certificate holder a right that […]
Section 1705 – False or misleading practices.
31A-22-1705. False or misleading practices. (1) A person may not knowingly request or require the issuance of a certificate of insurance from an insurer, insurance producer, or policyholder that contains false or misleading information concerning an insurance policy to which the certificate of insurance refers. (2) A person may not knowingly prepare or issue a […]
Section 1706 – Notice of cancellation, nonrenewal, or material change.
31A-22-1706. Notice of cancellation, nonrenewal, or material change. (1) A certificate holder only has a right to a notice of cancellation, nonrenewal, a material change, or to a similar notice if the certificate holder has rights to the notice under the terms of the insurance policy to which the certificate of insurance refers, or under […]
Section 1408 – Right of return — Notice.
31A-22-1408. Right of return — Notice. Individual long-term care insurance policyholders and certificate holders other than employee and labor union certificate holders have the right to return the policy within 30 days of its delivery and to have the premium refunded if the policyholder is not satisfied for any reason after examination of the policy. […]
Section 1409 – Statements of coverage.
31A-22-1409. Statements of coverage. (1) An outline of coverage shall be delivered to a prospective applicant for long-term care insurance at the time of initial solicitation through means which prominently direct the attention of the applicant to the document and its purpose. (2) The commissioner may prescribe a standard format of an outline of coverage, […]
Section 1410 – Report to policyholder.
31A-22-1410. Report to policyholder. A monthly report shall be provided to the policyholder any time a long-term care benefit funded through a life insurance vehicle by the acceleration of the death benefit is in benefit payment status. The report shall include: (1) any long-term care benefits paid out during the month; (2) an explanation of […]
Section 1411 – Incontestability period.
31A-22-1411. Incontestability period. (1) For a policy or certificate that has been in force for less than six months, an insurer may rescind a long-term care insurance policy or certificate upon a showing of misrepresentation that is material to the acceptance for coverage. (2) For a policy or certificate that has been in force for […]