§33-1-18. Stock Insurer
Stock insurer is an incorporated insurer with capital divided into shares and owned by its shareholders.
§33-1-19. Mutual Insurer
Mutual insurer is an incorporated insurer without permanent capital stock and the governing body of which is elected by the policyholders.
§33-1-21. Emergency Services
(a) Emergency services are: Those services provided in or by a hospital emergency facility, an ambulance providing related services under the provisions of article four-c, chapter sixteen of this code or the private office of a dentist to evaluate and treat a medical condition manifesting itself by the sudden, and at the time, unexpected onset […]
§33-1-11. Reinsurance
Reinsurance is a contract of indemnity against liability by which an insurer procures another insurer to insure it against loss or liability by reason of the original insurance.
§33-1-12. Agent
An insurance agent is an individual appointed by an insurer to solicit, negotiate, effect or countersign insurance contracts in its behalf.
§33-1-13. Solicitor
An insurance solicitor is an individual appointed and authorized by an agent to solicit and receive applications for insurance as a representative of such agent.
§33-1-14. Broker
A broker is an individual who for compensation in any manner solicits, negotiates or procures insurance or the renewal or continuance thereof on behalf of insureds or prospective insureds.
§33-1-15. Reciprocal Insurance
Reciprocal insurance is insurance resulting from an interexchange among persons known as subscribers of reciprocal agreements of indemnity, the interexchange being effected through an attorney-in-fact common to all such persons, and the group of such subscribers being a reciprocal insurer.
§33-1-16. Policy
Policy means the contract effecting insurance, or the certificate thereof, by whatever name called, and includes all clauses, riders, endorsements and papers attached thereto and a part thereof.
§33-1-17. Premium
Premium is the consideration for insurance, by whatever name called.