§33-16D-4. Discrimination Prohibited; Guaranteed Issue; Filing With Commissioner; Violations and Penalties
(a) All carriers subject to this article are strictly prohibited from marketing their product to a specific group, legal occupation, locale, zip code, neighborhood, race, religion, or any discriminatory group. (b) For plan years beginning after June 30, 1997, in which the plan has, on the first day of the plan year, at least two […]
§33-16D-5. Premium Rates for Small Employers; Classes; Maximum Rates; Eligibility for Rate Increases
(a) Premium rates for health benefit plans subject to this article shall be subject to the following provisions: (1) The index rate for a rating period for any class of business shall not exceed the index rate for any other class of business by more than twenty percent: Provided, That this subdivision shall not apply […]
§33-16D-6. Insurance Commissioner to Promulgate Rules
Pursuant to chapter twenty-nine-a of this code, the Insurance Commissioner may promulgate rules necessary to implement the provisions of this article.
§33-16D-7. Renewability of Coverage; Exceptions
(a) A health benefit plan subject to this article shall be renewable to all eligible employees at the option of the small employer: Provided, That a carrier may refuse to renew a health benefit plan for plan years beginning on or before June 30, 1997, for any of the following reasons: (1) Nonpayment of required […]
§33-16D-1. Purpose of Article
The purpose of this article is to promote the availability of health insurance coverage to small employers, to prevent abusive rating practices, to require disclosure of rating practices to purchasers, to establish rules for continuity of coverage for employers and covered individuals, and to improve the efficiency and fairness of the small group health insurance […]
§33-16D-2. Definitions
As used in this article: (a) "Actuarial certification" means a written statement by an actuary, or other individual acceptable to the commissioner, that a small employer carrier is in compliance with the provisions of section five of this article, based upon that person's examination, including a review of the appropriate records and of the actuarial […]