§33-6B-1. Purpose of Article

The purpose of this article is to regulate the declination of automobile liability policies.

§33-6B-2. Definitions

"Declination" means either the refusal of an insurer to issue an automobile liability insurance policy upon receipt of a written nonbinding application or written request for coverage from its agent or an applicant. For the purposes of this article, the offering of insurance coverage with a company within an insurance group which is different from […]

§33-6B-3. Declinations; Prohibited Reasons

The declination of an application for a private passenger policy of automobile liability insurance by an insurer, agent or broker is prohibited if the declination is: (a) Based upon the race, religion, nationality or ethnic group, of the applicant or named insured; (b) Based solely upon the lawful occupation or profession of the applicant or […]

§33-6B-4. Notification

In the event of a declination, the insurer shall, within thirty days of the receipt of the written nonbinding application or written request for coverage provide the applicant reasons for such declination.

§33-6B-5. Hearings and Administrative Procedure

Hearings for the violation of any provision of this article, and the administrative procedure prior to, during, and following these hearings shall be conducted in accordance with the provisions of article two of this chapter.

§33-6B-6. Sanctions

If the commissioner determines in a final order that: (a) An insurer has violated section three or four of this article, he may require the insurer to: (1) Accept the application or written request for insurance coverage at a rate and on the same terms and conditions as are available to its other risks with […]

§33-6B-7. Severability

If any provision of this article or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of the article and the application of such provision to other persons or circumstances shall not be affected thereby.