§46B-3-10. Attorney General; Promulgation of Rules
The Attorney General may adopt, amend and repeal such reasonable rules and regulations, in accordance with the provisions of chapter twenty-nine-a of this code, as are necessary and proper to effectuate the purposes of this chapter and to prevent circumvention or evasion thereof. In addition, the Attorney General shall adopt, amend and repeal such reasonable […]
§46B-4-1. Extortionate Conduct in Rent-to-Own Transaction
If the court finds as a matter of fact that it was the understanding of the dealer and the consumer at the time a rental agreement for a rent-to-own transaction was made that delay in making a payment could result in the use of violence or other criminal means to cause harm to the person, […]
§46B-4-2. Referral Sales or Leases
With respect to a rent-to-own transaction, the dealer may not give or offer to give a rebate or discount or otherwise pay or offer to pay value to the consumer as an inducement for a sale or lease in consideration of his giving to the dealer the names of prospective purchasers or consumers, or otherwise […]
§46B-4-3. Practice of Law by Debt Collectors
Unless a licensed attorney in this state, no debt collector shall engage in conduct deemed the practice of law. Without limiting the general application of the foregoing, the following conduct is deemed the practice of law: (1) The performance of legal services, furnishing of legal advice or false representation, direct or by implication, that any […]
§46B-3-4. Reinstatement of Written Rental Agreement
(a) The consumer may reinstate the transaction at any time until the consumer is served, in a manner pursuant to rule four of the rules of civil procedure, with a civil complaint arising out of the transaction. (b) When a consumer fails to timely make one or more periodic payments, he or she may reinstate […]
§46B-3-5. Consumer's Right to Ownership of the Goods
When the consumer has paid all periodic payments required by a rent-to-own transaction together with any other charges authorized by law which have been lawfully imposed in the transaction, he or she shall have exclusive ownership of the goods: Provided, That the consumer, after the initial payment, may obtain ownership before the scheduled end of […]
§46B-3-6. Maintenance of Goods
A dealer shall maintain the goods that are the subject of any rent-to-own transaction in working order and usable condition until such time as the consumer obtains ownership of the goods.
§46B-3-7. Disclosure Requirements
(a) The dealer shall make all disclosures required by this section. (b) In all circumstances listed in subsection (c) of this section, the dealer shall disclose the following information with respect to the goods that are the subject of the rental agreement in a clear, conspicuous and easily understood manner: (1) Retail value;
§46B-3-8. Prohibitions for Rent-to-Own Transactions
No dealer may: (1) Require any initial payment in any transaction except the payment for the first rental period, taxes, insurance or delivery fees and other disclosed fees or fees authorized by this chapter;
§46B-2-3. Express Warranties
(a) Express warranties by the dealer are created as follows: (1) Any affirmation of fact or promise made by the dealer to the consumer which relates to the consumer goods is part of the basis of the bargain and creates an express warranty that the consumer goods will conform to the affirmation or promise;