426.101 – Short title.

426.101 Short title. This chapter shall be known and may be cited as Wisconsin consumer act — administration. History: 1971 c. 239.

426.102 – Applicability.

426.102 Applicability. This chapter applies to persons who do any of the following in this state: (1) Make or solicit consumer approval transactions (s. 423.201) or consumer credit transactions or modifications thereof. (2) Directly collect payments from or enforce rights against customers arising from consumer approval transactions or consumer credit transactions, wherever made. (3) Act […]

426.103 – Administrator.

426.103 Administrator. “Administrator” means the secretary of financial institutions. History: 1971 c. 239; 1995 a. 27, 216.

426.104 – Powers of administrator; duty to report.

426.104 Powers of administrator; duty to report. (1) In addition to other powers granted by chs. 421 to 427 and 429, the administrator within the limitations provided by law shall: (a) Receive and act on complaints, take action designed to obtain voluntary compliance with chs. 421 to 427 and 429, commence administrative proceedings on his […]

426.105 – Administrative powers with respect to supervised financial organizations.

426.105 Administrative powers with respect to supervised financial organizations. (1) All powers and duties of the administrator under chs. 421 to 427 and 429 shall be exercised by the administrator with respect to a supervised financial organization. (2) If the administrator receives a complaint or other information concerning noncompliance with chs. 421 to 427 and […]

426.106 – Investigatory powers.

426.106 Investigatory powers. (1) At any time that the administrator has reason to believe that a person has engaged in or is about to engage in an act which is subject to action by the administrator, the administrator may make an investigation and, with respect thereto, may administer oaths or affirmations, and, upon the administrator’s […]

426.107 – Application of chapter 227.

426.107 Application of chapter 227. Except as otherwise provided, ch. 227 applies to and governs all administrative action taken by the administrator pursuant to chs. 421 to 427 and 429. Notwithstanding s. 227.52, the decisions of the administrator are subject to judicial review as provided in ch. 227. History: 1971 c. 239; 1979 c. 89; […]

426.108 – Unconscionable conduct.

426.108 Unconscionable conduct. The administrator shall promulgate rules declaring specific conduct in consumer credit transactions and the collection of debts arising from consumer credit transactions to be unconscionable and prohibiting the use of those unconscionable acts. In promulgating rules under this section, the administrator shall consider, among other things, all of the following: (1) That […]

426.110 – Class actions; injunctions; declaratory relief.

426.110 Class actions; injunctions; declaratory relief. (1) Either the administrator, or any customer affected by a violation of chs. 421 to 427 and 429 or of the rules promulgated pursuant thereto or by a violation of the federal consumer credit protection act, or by conduct of a kind described in sub. (2), may bring a […]

426.111 – Debtors’ remedies not affected.

426.111 Debtors’ remedies not affected. The grant of powers to the administrator in this chapter does not affect remedies available to customers under chs. 421 to 427 and 429 or under other principles of law or equity. History: 1971 c. 239; 1979 c. 89; 1995 a. 329.