428.105 – Pleadings.
428.105 Pleadings. A complaint by a creditor to enforce a cause of action shall set forth specifically the facts constituting the alleged default of the customer, the amount to which the creditor is allegedly entitled and a summary of the figures necessary for computation of such amount, and shall be accompanied by an accurate copy […]
428.106 – Remedies.
428.106 Remedies. (1) Violations of this subchapter may be enforced by a customer subject to this section and ss. 425.308 to 425.311. (2) With respect to a loan subject to this subchapter, if the court as a matter of law finds that any aspect of the transaction, any conduct directed against the customer, by the […]
428.202 – Definitions.
428.202 Definitions. In this subchapter: (1) “Bridge loan” means a loan with a maturity of less than 18 months which requires only payments of interest until the time that the unpaid balance is due. (1m) “Business day” has the meaning that is specified under 12 CFR 226.2 (a) (6) for purposes of 12 CFR 226.31. […]
428.101 – Applicability.
428.101 Applicability. This subchapter applies to: (1) Loans made on or after April 6, 1980 and prior to November 1, 1981, by a creditor other than a savings and loan association to a customer and which are secured by a first lien real estate mortgage or equivalent security interest if the amount financed is $25,000 […]
428.102 – Definitions.
428.102 Definitions. In this subchapter: (1) “Amount financed” means that term as defined in the federal consumer credit protection act, as defined in s. 421.301 (19). (2) “Creditor” means a person who regularly engages in, arranges for or procures from 3rd persons, loans within the scope of this subchapter. (3) “Customer” means a person other […]
428.103 – Limitations.
428.103 Limitations. (1) The following limitations shall apply to all loans subject to this subchapter: (a) No delinquency charge may be collected on an installment which is paid in full on or before the 10th day after its scheduled due date even though an earlier maturing installment may not have been paid in full. For […]