With respect to any aspect of a credit transaction:
(1) A creditor may not discriminate against any applicant on the basis of sex, marital status, race, color, religion, national origin, or age;
(2) A creditor that complies with the applicable provisions of the federal Equal Credit Opportunity Act, or regulations adopted under the federal Equal Credit Opportunity Act, is in compliance with the requirements of this subtitle; and
(3) Any violation of the federal Equal Credit Opportunity Act, or any regulation adopted under the federal Equal Credit Opportunity Act, is a violation of the provisions of this subtitle.