This subtitle does not apply to an act taken by:
(1) Any state or federal bank, trust company, credit union, or savings and loan association; or
(2) A subsidiary or affiliate of an institution described in item (1) of this section.
This subtitle does not apply to an act taken by:
(1) Any state or federal bank, trust company, credit union, or savings and loan association; or
(2) A subsidiary or affiliate of an institution described in item (1) of this section.