Section 27-14-12
Contents of policies – Additional provisions.
A policy may contain additional provisions not inconsistent with this title and which are:
(1) Required to be inserted by the laws of the insurer’s domicile;
(2) Necessary, on account of the manner in which the insurer is constituted or operated, in order to state the rights and obligations of the parties to the contract; or
(3) Desired by the insurer and neither prohibited by law nor in conflict with any provisions required to be included therein.
(Acts 1971, No. 407, p. 707, §325.)