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Home » US Law » 2022 South Dakota Codified Laws » Title 57A - Uniform Commercial Code » Chapter 04 - Bank Deposits And Collections » Section 57A-4-105 – "Bank"–"Collecting bank"–"Depositary bank"–"Intermediary bank"–"Payor bank"–"Presenting bank".

57A-4-105.”Bank”–“Collecting bank”–“Depositary bank”–“Intermediary bank”–“Payor bank”–“Presenting bank”.

In this chapter:

(1)”Bank” means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;

(2)”Collecting bank” means a bank handling an item for collection except the payor bank;

(3)”Depositary bank” means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;

(4)”Intermediary bank” means a bank to which an item is transferred in course of collection except the depositary or payor bank;

(5)”Payor bank” means a bank that is the drawee of a draft;

(6)”Presenting bank” means a bank presenting an item except a payor bank.

Source: SL 1994, ch 368, §4-105.