(a) When repossession may occur.–An installment seller or a holder, who has lawfully acquired a motor vehicle installment sale contract, may retake possession of the motor vehicle if the buyer:
(1) is in default in the payment of an amount due under the contract; or
(2) has committed another breach of contract, which is by the contract specifically made a ground for retaking the motor vehicle.
(b) Legal process.–
(1) Unless the motor vehicle can be retaken without breach of the peace, it shall be retaken by legal process.
(2) This subchapter shall not be construed to authorize a violation of the criminal laws of this Commonwealth.
(c) Limitation.–Except as provided in this chapter, in a transaction involving a commercial purpose, the provisions of this chapter regarding repossession of a motor vehicle are limited by the provisions of 13 Pa.C.S. Div. 9 (relating to secured transactions).