(a) The rate of interest shall be nine (9%) per centum per annum on— (1) all monies which have become due; (2) money received to the use of another and retained beyond a reasonable time without the owner’s consent, either express or implied; (3) money due upon the settlement of matured accounts from the day […]
No person shall, directly or indirectly, receive in money, goods, or things in action, or in any other manner, any greater sum or value for the loan or use of money, or upon contract founded upon any bargain, sale or loan of wares, merchandise, goods, chattels, lands and tenements, than prescribed in this chapter.
If usurious interest, as defined by sections 951 and 952 of this title, shall be received or collected, the person or persons paying the same, or their legal representatives, may by an action brought within two years after such payment, receive from the person, firm, or corporation, having received the same, double the amount of […]
If it is ascertained in any action brought on any contract, that a rate of interest has been contracted for greater than is authorized by this chapter, whether directly or indirectly, in money, property, or other valuable thing, or that any gift or donation of money, property, or other valuable thing has been made or […]
Nothing in this chapter shall be construed to prevent a bona fide assignee of any usurious contract, who had no notice of the usury affecting the contract, from recovering against his immediate assignor, or the original usurer, the full amount paid by him for such contract.
(a) All contracts made and entered into by and between the borrower and lender, debtor and creditor or mortgagor and mortgagee, on which the rate of interest is six per centum or under, wherein one party agrees to pay the taxes on the debt, credit, or mortgage existing or entered into between such parties, are […]
Notwithstanding any other provisions of law to the contrary, the rate of interest charged by a “card issuer” of a “credit card”, as such terms are defined by 15 U.S.C., § 1602, shall be governed by laws of the state of incorporation of the card issuer.
Notwithstanding section 951 of this chapter, no corporation, general partnership, limited partnership, limited liability partnership, limited liability company, or any other business entity, however formed, may plead any law against usury, including any restriction or prohibition of prepayment penalties or other fees and charges under this chapter, in any court as a defense in any […]