§ 27-22-201. Title

This subchapter shall be known and may be cited as the “Arkansas Online Insurance Verification System Act”.

§ 27-22-202. Definitions

As used in this subchapter: (1) “Certificate of Insurance” means a document issued by an insurer or its authorized representative showing that a specific vehicle is insured as required under § 27-22-104; (2) “Commercial automobile liability insurance policy” means an insurance policy: (A) That is written on either a commercial coverage or other commercially rated […]

§ 27-22-203. Online insurance verification system

(a) The Department of Finance and Administration shall establish an advisory group consisting of representatives of the State Insurance Department, insurance companies, the Division of Arkansas State Police, and other agencies or entities to: (1) Facilitate the implementation of the online insurance verification system; (2) Develop a guide for insurers providing data and other information […]

§ 27-22-204. Functions of online insurance verification system

The online insurance verification system shall: (1) Be accessible to: (A) Authorized personnel of the Department of Finance and Administration by direct inquiry; (B) The courts, insurers, law enforcement, and offices of the licensing officials charged with motor vehicle registration and titling responsibilities through authorized personnel of the department; and (C) Insurance companies on a […]

§ 27-22-205. Responsibilities of insurer

(a) An insurer shall: (1) Operate the online insurance verification system in cooperation with the Department of Finance and Administration; (2) Maintain the data necessary to verify insurance status through the online insurance verification system for a period to be specified by the advisory group established under § 27-22-203, allowing for the printing of renewal […]

§ 27-22-206. Responsibilities of department

(a) The Department of Finance and Administration shall: (1) Cooperate with insurers and the advisory group established under § 27-22-203 in operating the online insurance verification system; (2) Maintain the list of authorized requesting entities and individuals and make the list a part of the online insurance verification system; (3) Maintain the online insurance verification […]

§ 27-22-207. Exemptions

This subchapter shall not apply to any of the following motor vehicles or operators: (1) Trailers as defined in § 27-14-1202, including without limitation semitrailers, travel trailers, boat trailers, pole trailers, and utility trailers; (2) Implements of husbandry as defined in § 27-14-104; (3) Any vehicle moved solely by animal power; (4) Inoperable or stored […]

§ 27-22-208. Reporting violations

(a) If an insurance company fails to consistently allow access through an online insurance verification system to verify coverage of motor vehicle liability insurance coverage, the Department of Finance and Administration shall notify the State Insurance Department of repeated violations that the Department of Finance and Administration is not able to resolve with the insurer. […]

§ 27-22-209. Suspension of registration

(a) (1) The Department of Finance and Administration shall suspend the motor vehicle registration of any motor vehicle determined to be in violation of § 27-22-104 or this subchapter. (2) Suspension will occur regardless of whether: (A) The owner of the motor vehicle acquires the required liability insurance policy after the date of verification; or […]

§ 27-22-210. Penalties — Definitions

(a) A person is guilty of a Class C misdemeanor upon conviction if he or she: (1) Operates a motor vehicle without a liability insurance policy or proof of self-insurance in accordance with this chapter; (2) Operates a motor vehicle with notice of cancellation, recession, abrogation, or termination of insurance or registers or attempts to […]

§ 27-22-211. Registration and licensing — Definition

(a) The Department of Finance and Administration shall not register or reregister a motor vehicle or transfer the license plates if the registration is suspended under § 27-22-209. (b) Notwithstanding the provisions of subsection (c) of this section, the department, upon the request of the registrant, shall reinstate a suspended registration at such time the […]

§ 27-22-212. Reporting of violation

A court shall forward a report of the conviction of a person under § 27-22-104 to the Department of Finance and Administration within ten (10) calendar days in a form prescribed by the department.