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Home » US Law » 2020 Mississippi Code » Title 83 - Insurance » Chapter 11 - Automobile Insurance » Article 5 - Automobile Club Services

§ 83-11-203. Definitions

As used in this article: “Automobile club” shall mean any person who, in consideration of dues, assessments, or periodic payments of money, promises its members or subscribers to assist them in matters relating to travel and the operation, use, and maintenance of an automobile in the supply of features or services which may include: such […]

§ 83-11-205. Additional insurance services

The commissioner may, upon the application of an automobile club, allow such automobile club to provide specific insurance services not enumerated in section 83-11-203(a)(2).

§ 83-11-207. Security deposit or bond

No automobile club shall render or agree to render service without first depositing and thereafter continuously maintaining security in one (1) of the following forms with the commissioner: The sum of Fifteen Thousand Dollars ($15,000.00) in cash or Fifteen Thousand Dollars ($15,000.00) surety bond by a surety company authorized to do business in Mississippi, or […]

§ 83-11-209. Purposes and conditions of security

The security required to be filed by this article shall be for the protection, use, and benefit of any club member, shall be subject to the following conditions, and, if a surety bond, shall be so expressly conditioned that: The club will faithfully furnish and render to club members any and all of the automobile […]

§ 83-11-211. Members’ rights against surety bond

If a surety bond is filed, any applicant defrauded or injured by any wrongful act, misrepresentation, or failure on the part of the automobile club with respect to the selling or rendering of any of its services may bring suit on such bond in his own name; but the aggregate liability of the surety for […]

§ 83-11-213. Rights against cash deposit

A deposit of cash or securities, in lieu of a surety bond, shall be subject to the conditions applying to the bond and to execution on judgments against the club.

§ 83-11-215. Approval of name

The name of the automobile club shall be submitted to the commissioner for approval pursuant to Section 83-11-219 before the commencement of business under the provisions of this article. The commissioner shall reject any name so submitted when the proposed name is deceptively similar to that of any other automobile club or other corporation licensed […]

§ 83-11-217. Certificate of authority

No person shall render or agree to render automobile club service in this state without first obtaining from the commissioner a certificate of authority so to act.

§ 83-11-219. Application for certificate

An application for an original certificate of authority as an automobile club shall be made to the commissioner in such form and detail as the commissioner shall prescribe and shall have annexed thereto: A copy of its charter as amended, certified, if a foreign company, by the proper public officer of the state or country […]

§ 83-11-221. Renewal of certificate

A certificate of authority duly issued by the commissioner shall be evidence of an automobile club’s authority to transact the business of furnishing automobile club service in this state. A certificate of authority shall continue in force as long as the automobile club is entitled thereto under this article and until suspended or revoked by […]

§ 83-11-223. Expiration and reinstatement of certificate

Certificates of authority shall expire as of midnight on March 31 unless renewed. The commissioner shall promptly notify the automobile club of the occurrence of any failure resulting in impending expiration of its certificate of authority. The commissioner may in his discretion upon the automobile club’s request, made within three (3) months after expiration, reinstate […]

§ 83-11-225. Grounds for revocation of certificate

The commissioner may revoke, suspend, or refuse to continue the certificate of authority of an automobile club whenever, after a hearing and for cause shown, he determines that any of the following circumstances exist: The club has violated any provision of this article; It is found by the commissioner to be in such financial condition […]

§ 83-11-229. Service contracts

Automobile clubs shall be required to execute service contracts with their members. No service contract shall be executed, issued, or delivered in this state until the form thereof has been approved in writing by the commissioner. A service contract may be in the form of a written agreement between the automobile club and a member, […]

§ 83-11-231. Mandatory information and provisions of contract

No service contract shall be executed, issued, or delivered in the state unless it contains the following: The exact corporate or other name of the club. The exact location of its home office and of its usual place of business in the state, giving street number and city. A provision that the contract may be […]

§ 83-11-233. Misrepresentation

No automobile club or officer or agent thereof shall in any manner misrepresent the terms, benefits, or privileges of any service contract or membership issued or to be issued by it.

§ 83-11-237. Notice of appointment of sales agent

An automobile club operating in this state pursuant to a certificate of authority issued hereunder shall, within thirty (30) days of the date of appointment, file with the commissioner a notice of appointment of a club agent by an automobile club to sell memberships in the automobile club to the public. This notification shall be […]

§ 83-11-239. Revocation of agent’s registration

The commissioner may suspend, revoke, or refuse to renew any club agent’s registration for any of the following causes: If the club agent violated any of the provisions or requirements of this article; If the club agent has misappropriated, converted to his own use, or has illegally withheld monies required to be held in the […]