20-400. Scope of provisions A. This article applies to all insurers having a certificate of authority issued by the director to transact insurance in this state except: 1. Reinsurance. 2. Annuities. 3. Title insurance. 4. Mortgage guaranty insurance. 5. Disability or life insurance. 6. Risks subject to section 20-395. 7. Risks commonly insured under marine […]
20-400.01. Unjustified adjustments A. No insurer may issue a policy of insurance subject to this article with a premium developed in a manner which is not consistent with a filing made pursuant to sections 20-357 and 20-385. B. No insurer may make any adjustment to the full manual premium developed for any risk without adequate […]
20-400.02. Submittal of data comparing premiums charged to filed rates On the request of the director, each insurer authorized to write any insurance in this state to which this article applies shall submit data to the director establishing the relationship of the aggregate premiums actually charged policyholders by the insurer for each line of insurance […]
20-400.03. Penalties If the director finds after a hearing that the insurer has knowingly, or with such frequency as to indicate a general business practice, violated the provisions of section 20-400.01 with respect to a particular class or that an insurer examined under section 20-400.02 has not complied with sections 20-356 and 20-357 or 20-384 […]
20-400.04. Examinations The director may examine each insurer authorized to write any insurance to which this article applies to determine whether such insurer has complied with sections 20-400.01 and 20-400.02.
20-400.05. Examiners and examination related expenses A. The director shall utilize independent contractor examiners pursuant to section 20-148, subsection B and section 20-159 to perform the examinations required under sections 20-400.01 and 20-400.02. B. All examination and examination related expenses shall be borne by the insurer and shall be paid by the insurance examiners’ revolving […]
20-400.07. Report of examination The director shall make a full written report of each examination under this article in accordance with section 20-158.
20-400.09. Rules The director may promulgate rules necessary to implement the provisions of this article.
20-400.10. Industrial insureds A. An industrial insured as defined in section 20-401.07 may purchase and an admitted insurer may sell to an industrial insured a policy of insurance that is subject to article 4.1 of this chapter and that is on a form that has not been filed for review or approval by the director […]
