§ 20-1501 – Scope of article
20-1501. Scope of article This article shall not apply to vehicle, casualty, inland marine or ocean marine insurance, or reinsurance.
§ 20-1502 – “Fire insurance” defined
20-1502. " Fire insurance" defined " Fire insurance" is insurance against the perils of fire or lightning as written under the Arizona standard fire policy.
§ 20-1503 – Arizona standard fire policy
20-1503. Arizona standard fire policy A. No policy of fire insurance covering property located in this state shall be made, issued or delivered unless it conforms as to all provisions and the sequence thereof with the basic policy commonly known as the New York standard fire policy, edition of 1943. Such policy is designated as […]
§ 20-1504 – Variations from standard policy format and page numbers
20-1504. Variations from standard policy format and page numbers The pages of the standard fire insurance policy may be renumbered and the format rearranged for convenience in the preparation of individual contracts, and to provide space for the listing of rates and premiums for coverages insured thereunder or under endorsements attached or printed thereon, and […]
§ 20-1505 – Policy description of insurer
20-1505. Policy description of insurer There shall be printed on the first or front page at the head of the standard fire insurance policy the name of the insurer or insurers issuing the policy, the location of the home office or United States office of the insurer or insurers, a statement whether the insurer or […]
§ 20-1506 – Provisions required by charter or laws of other states
20-1506. Provisions required by charter or laws of other states A domestic insurer may print in the standard fire policy any provisions which it is authorized or required by law to insert therein. A foreign or alien insurer may print in the policy any provision required by its charter or deed of settlement, or by […]
§ 20-1507 – Riders; endorsements; additional perils
20-1507. Riders; endorsements; additional perils A. Appropriate forms of additional contracts, riders or endorsements, insuring against indirect or consequential loss or damage, or against any one or more perils other than those of fire and lightning, or providing coverage which the insurer issuing the policy is authorized by charter and by the laws of this […]
§ 20-1508 – Designation as standard policy; producer’s name
20-1508. Designation as standard policy; producer’s name A. There may be printed upon the standard fire policy the words, " standard fire insurance policy for Arizona" , and there may be inserted before and after the word " Arizona" a designation of any state or states in which such form of policy is standard. B. […]
§ 20-1509 – Loss or damage caused by nuclear reaction, or nuclear radiation or radio-active contamination not covered by Arizona standard fire policy
20-1509. Loss or damage caused by nuclear reaction, or nuclear radiation or radio-active contamination not covered by Arizona standard fire policy Insurers issuing the standard policy pursuant to section 20-1503, are authorized to affix thereto a written statement that the policy does not cover loss or damage caused by nuclear reaction, nuclear radiation or radio-active […]
§ 20-1510 – Homeowner’s or renter’s insurance; dog breeds; prohibitions; definitions
20-1510. Homeowner’s or renter’s insurance; dog breeds; prohibitions; definitions A. The breed of a dog may not be the sole factor considered or used for any of the following purposes: 1. Underwriting or actuarial processes for determining risk, liability or actual or potential losses related to claims involving dogs under a policy of insurance. 2. […]