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Home » US Law » 2022 Colorado Code » Title 5 - Consumer Credit Code » Article 13 - Federal Preemption of Usury Laws - State Override

§ 5-13-101. Mortgages

In accordance with section 501 (b)(2) of Public Law 96-221, it is declared that the state of Colorado does not want the provisions of subsection 501 (a)(1) of Public Law 96-221 removing the limits on the rate or amount of interest, discount points, finance charges, or other charges which may be charged, taken, received, or […]

§ 5-13-102. Business and Agricultural Loans

In accordance with section 512 of Public Law 96-221, it is declared that the state of Colorado does not want the provisions of section 511 of Public Law 96-221 setting interest rates and preempting state interest rates on business and agricultural loans to apply in this state. The rates established in articles 1 to 9 […]

§ 5-13-103. Small Business Loans

In accordance with section 524 of Public Law 96-221, it is declared that the state of Colorado does not want the amendments to the “Small Business Investment Act” made by section 524 of Public Law 96-221 prescribing interest rates for small business loans to apply in this state. The rates established in articles 1 to […]