626.851 Short title.—This part may be referred to in any legal proceedings as the “Insurance Adjusters Law.” History.—s. 315, ch. 59-205; s. 3, ch. 81-282; s. 2, ch. 81-318; ss. 293, 807, 810, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.
626.852 Scope of this part.— (1) This part applies only to insurance adjusters as defined in this part. (2) Unless otherwise required by context, the term “adjusters” as used in this part applies to all licensees defined as any type of adjuster. (3) This part does not apply as to life insurance or annuity contracts. (4) This part does not […]
626.853 Part supplements licensing law.—This part is supplementary to part I, the “Licensing Procedures Law.” History.—s. 316, ch. 59-205; s. 3, ch. 81-282; s. 2, ch. 81-318; ss. 293, 807, 810, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.
626.854 “Public adjuster” defined; prohibitions.—The Legislature finds that it is necessary for the protection of the public to regulate public insurance adjusters and to prevent the unauthorized practice of law. (1) A “public adjuster” is any person, except a duly licensed attorney at law as exempted under s. 626.860, who, for money, commission, or any other thing […]
626.8548 “All-lines adjuster” defined.—An “all-lines adjuster” is a person who, for money, commission, or any other thing of value, directly or indirectly undertakes on behalf of a public adjuster or an insurer to ascertain and determine the amount of any claim, loss, or damage payable under an insurance contract or undertakes to effect settlement of such […]
626.855 “Independent adjuster” defined.—An “independent adjuster” means a person licensed as an all-lines adjuster who is self-appointed or appointed and employed by an independent adjusting firm or other independent adjuster, and who undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payable under an insurance contract or […]
626.856 “Company employee adjuster” defined.—A “company employee adjuster” means a person licensed as an all-lines adjuster who is appointed and employed on an insurer’s staff of adjusters or a wholly owned subsidiary of the insurer, and who undertakes on behalf of such insurer or other insurers under common control or ownership to ascertain and determine the […]
626.8561 “Public adjuster apprentice” defined.—The term “public adjuster apprentice” means a person licensed as an all-lines adjuster who: (1) Is appointed and employed or contracted by a public adjusting firm; (2) Assists the public adjusting firm in ascertaining and determining the amount of any claim, loss, or damage payable under an insurance contract, or who undertakes to effect […]
626.8582 “Nonresident public adjuster” defined.—A “nonresident public adjuster” is a person who: (1) Is not a resident of this state; (2) Is a currently licensed public adjuster in his or her state of residence for the type or kinds of insurance for which the licensee intends to adjust claims in this state or, if a resident of a […]
626.8584 “Nonresident all-lines adjuster” defined.—A “nonresident all-lines adjuster” means a person who: (1) Is not a resident of this state; (2) Is currently licensed as an adjuster in his or her state of residence for all lines of insurance except life and annuities or, if a resident of a state that does not license such adjusters, meets the […]
626.859 “Catastrophe” or “emergency” adjuster defined.—A “catastrophe” or “emergency” adjuster is a person who is not a licensed adjuster under this part, but who has been designated and certified to the department by insurers as qualified to adjust claims, losses, or damages under policies or contracts of insurance issued by such insurer, and whom the department […]
626.860 Attorneys at law; exemption.—Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar, shall not be required to be licensed under the provisions of this code to authorize them to adjust or participate in the adjustment of any claim, loss, or damage arising […]
626.861 Insurer’s officers, insurer’s employees, reciprocal insurer’s representatives; adjustments by.— 1(1) This part may not be construed to prevent an executive officer of any insurer, an employee of an insurer handling claims with respect to health insurance, an employee of an insurer handling claims with respect to residential property insurance in which the amount of coverage for […]
626.862 Agents; adjustments by.—A licensed and appointed insurance agent may, without being licensed as an adjuster, adjust losses for the insurer represented by him or her as agent if so authorized by the insurer. The license and appointment of the agent may be suspended or revoked for violation of or misconduct prohibited by s. 626.611(1)(f). History.—s. […]
626.8621 Adjustments by guaranty association employees.— (1) An employee of the Florida Insurance Guaranty Association, created under part II of chapter 631, may adjust losses for the association if such employee holds, or has held within the past 10 years, licensure in this state which allows for the adjustment of such losses. (2) An employee of a guaranty […]
626.863 Claims referrals to independent adjusters.— (1) An insurer may not knowingly refer any claim or loss for adjustment in this state to any person purporting to be or acting as an independent adjuster unless the person is currently licensed as an all-lines adjuster and appointed as an independent adjuster under this code. (2) Before referring any claim […]
626.864 Adjuster license types.— (1) A qualified individual may be licensed as: (a) A public adjuster; or (b) An all-lines adjuster. (2) The same individual may not be concurrently licensed as a public adjuster and an all-lines adjuster. (3) An all-lines adjuster may be appointed as an independent adjuster, public adjuster apprentice, or company employee adjuster, but not more than one […]
626.865 Public adjuster’s qualifications, bond.— (1) The department shall issue a license to an applicant for a public adjuster’s license upon determining that the applicant has paid the applicable fees specified in s. 624.501 and possesses the following qualifications: (a) Is a natural person at least 18 years of age. (b) Is a United States citizen or legal alien […]
626.8651 Public adjuster apprentice appointment; qualifications.— (1)(a) The department shall issue an appointment as a public adjuster apprentice to a licensee who: 1. Is licensed as an all-lines adjuster under s. 626.866; 2. Has filed with the department a bond executed and issued by a surety insurer that is authorized to transact such business in this state in the […]
626.866 All-lines adjuster qualifications.—The department shall issue an all-lines adjuster license to an applicant upon determining that the applicable license fee specified in s. 624.501 has been paid and that the applicant possesses the following qualifications: (1) Is a natural person at least 18 years of age. (2) Is a United States citizen or legal alien who possesses […]
