626.8685 Portable electronics insurance claims; exemption; licensure restriction.— (1) This part does not apply to any individual who collects claims information from, or furnishes claims information to, insureds or claimants, and who conducts data entry, including entering data into an automated claims adjudication system, provided that the individual is an employee of a business entity licensed under […]
626.869 License, adjusters; continuing education.— (1) Having a license as an all-lines adjuster qualifies the licensee to adjust all lines of insurance except life and annuities. (2) All individuals who on October 1, 1990, hold an adjuster’s license and appointment limited to fire and allied lines, including marine or casualty or boiler and machinery, may remain licensed and […]
626.8695 Primary adjuster.— (1) Each business location established by an adjuster, an adjusting firm, a corporation, or an association must designate with the department a primary adjuster who is licensed and appointed to adjust the insurance claims adjusted by the business location. (2) An adjusting firm and each of its branch firms shall designate a primary adjuster and […]
626.8696 Application for adjusting firm license.— (1) The application for an adjusting firm license must include: (a) The name of each majority owner, partner, officer, and director of the adjusting firm. (b) The resident address of each person required to be listed in the application under paragraph (a). (c) The name of the adjusting firm and its principal business address. […]
626.8697 Grounds for refusal, suspension, or revocation of adjusting firm license.— (1) The department shall deny, suspend, revoke, or refuse to continue the license of any adjusting firm if it finds, as to any adjusting firm or as to any majority owner, partner, manager, director, officer, or other person who manages or controls the firm, that any […]
626.8698 Disciplinary guidelines for public adjusters and public adjuster apprentices.—The department may deny, suspend, or revoke the license of a public adjuster or public adjuster apprentice, and administer a fine not to exceed $5,000 per act, for any of the following: (1) Violating any provision of this chapter or a rule or order of the department; (2) Receiving […]
626.870 Application for license.— (1) Application for a license under this part shall be made as provided in s. 626.171 and related sections of this code. (2) The department shall so prepare the form of the application as to elicit and require from the applicant the information necessary to enable the department to determine whether the applicant possesses […]
626.871 Reappointment after military service.—The department may, without requiring a further written examination, issue an appointment as an adjuster to a formerly licensed and appointed adjuster of this state who held a current adjuster’s appointment at the time of entering service in the Armed Forces of the United States, subject to the following conditions: (1) The period […]
626.8732 Nonresident public adjuster’s qualifications, bond.— (1) The department shall, upon application therefor, issue a license to an applicant for a nonresident public adjuster’s license upon determining that the applicant has paid the applicable license fees required under s. 624.501 and: (a) Is a natural person at least 18 years of age. (b) Has passed to the satisfaction of […]
626.8734 Nonresident all-lines adjuster license qualifications.— (1) The department shall issue a license to an applicant for a nonresident all-lines adjuster license upon determining that the applicant has paid the applicable license fees required under s. 624.501 and: (a) Is a natural person at least 18 years of age. (b) Has passed to the satisfaction of the department a […]
626.8736 Nonresident independent or public adjusters; service of process.— (1) Each licensed nonresident public adjuster or all-lines adjuster appointed as an independent adjuster shall appoint the Chief Financial Officer and his or her successors in office as his or her attorney to receive service of legal process issued against such adjuster in this state, upon causes of […]
626.8737 Nonresident adjusters; retaliatory provision.—When under the laws of any other state any fine, tax, penalty, license fee, deposit of money, or security or other obligation, limitation, or prohibition is imposed upon resident insurance adjusters of this state in connection with the issuance of, and activities under, a nonresident adjuster’s license under the laws of that […]
626.8738 Penalty for violation.—In addition to any other remedy imposed pursuant to this code, any person who acts as a resident or nonresident public adjuster or holds himself or herself out to be a public adjuster to adjust claims in this state, without being licensed by the department as a public adjuster and appointed as a […]
626.874 Catastrophe or emergency adjusters.— (1) In the event of a catastrophe or emergency, the department may issue a license, for the purposes and under the conditions and for the period of emergency as it shall determine, to persons who are residents or nonresidents of this state, who are at least 18 years of age, who are […]
626.875 Office and records.— (1) Each appointed independent adjuster and licensed public adjuster must maintain a place of business in this state which is accessible to the public and keep therein the usual and customary records pertaining to transactions under the license. This provision does not prohibit maintenance of such an office in the home of the […]
626.876 Exclusive employment; public adjusters, all-lines adjusters.— (1) An individual licensed as a public adjuster may not be simultaneously licensed as an all-lines adjuster. (2) An individual licensed as an all-lines adjuster and appointed as an independent adjuster, a company employee adjuster, or a public adjuster apprentice may not be simultaneously appointed, contracted, or employed as an adjuster […]
626.877 Adjustments to comply with insurance contract and law.—Every adjuster shall adjust or investigate every claim, damage, or loss made or occurring under an insurance contract, in accordance with the terms and conditions of the contract and of the applicable laws of this state. History.—s. 340, ch. 59-205; s. 3, ch. 81-282; s. 2, ch. 81-318; […]
626.878 Rules; code of ethics.—An adjuster shall subscribe to the code of ethics specified in the rules of the department. The rules shall implement the provisions of this part and specify the terms and conditions of contracts, including a right to cancel, and require practices necessary to ensure fair dealing, prohibit conflicts of interest, and ensure […]
626.8795 Public adjusters; prohibition of conflict of interest.—A public adjuster may not participate, directly or indirectly, in the reconstruction, repair, or restoration of damaged property that is the subject of a claim adjusted by the licensee; may not engage in any other activities that may be reasonably construed as a conflict of interest, including soliciting or […]
626.8796 Public adjuster contracts; fraud statement.— (1) All contracts for public adjuster services must be in writing and prominently display the following statement on the contract: “Pursuant to s. 817.234, Florida Statutes, any person who, with the intent to injure, defraud, or deceive an insurer or insured, prepares, presents, or causes to be presented a proof of […]
