The General Assembly finds and declares as follows: The privacy and financial security of individuals is increasingly at risk due to the ever more widespread collection of personal information by both the private and public sectors; Credit card transactions, magazine subscriptions, real estate records, automobile registrations, consumer surveys, warranty registrations, credit reports, and Internet websites […]
As used in this article, the term: “Breach of the security of the system” means unauthorized acquisition of an individual’s electronic data that compromises the security, confidentiality, or integrity of personal information of such individual maintained by an information broker or data collector. Good faith acquisition or use of personal information by an employee or […]
Any information broker or data collector that maintains computerized data that includes personal information of individuals shall give notice of any breach of the security of the system following discovery or notification of the breach in the security of the data to any resident of this state whose unencrypted personal information was, or is reasonably […]
As used in this Code section, Code Section 10-1-914, and Code Section 10-1-914.1, the term: “Consumer” means a natural person residing in this state. “Consumer credit report” means a “consumer report” as defined in 15 U.S.C. Section 1681a(d) that a consumer reporting agency furnishes to a person which it has reason to believe intends to […]
A consumer may place a security freeze on the consumer’s credit report by making a request in writing by certified mail to a consumer credit reporting agency. No later than August 1, 2008, a consumer credit reporting agency shall make available to consumers an Internet based method of requesting a security freeze and a toll-free […]
A consumer credit reporting agency shall place a security freeze for a protected consumer if the consumer credit reporting agency receives a request from the protected consumer’s representative for the placement of the security freeze and the protected consumer’s representative: Submits the request to the consumer credit reporting agency at the address or other point […]
At any time that a consumer is required to receive a summary of rights required by 15 U.S.C. Section 1681g(d) of the federal Fair Credit Reporting Act, the consumer shall also be provided with the following notice: “Georgia Consumers Have the Right to Obtain a Security Freeze. You have a right to place a ‘security […]
