§ 33-51-1. Short Title

This chapter shall be known and may be cited as the “Georgia Affordable HSA Eligible High Deductible Health Plan.” History. Code 1981, § 33-51-1 , enacted by Ga. L. 2008, p. 292, § 3/HB 977.

§ 33-51-2. Legislative Intent

It is the intent of the General Assembly: To authorize the Commissioner to establish flexible guidelines for health savings account eligible high deductible plan designs which will be affordable to Georgians and to increase the availability of these types of plans by accident and sickness insurers licensed to transact such insurance in this state; To […]

§ 33-51-3. Development of Guidelines; Promotion by Commissioner; Authority of Commissioner

The Commissioner shall develop flexible guidelines for coverage and approval of health savings account eligible high deductible plans which are designed to qualify under federal and state requirements as high deductible health plans for use with health savings accounts which comply with federal requirements under the applicable provisions of the federal Internal Revenue Code for […]

§ 33-51-4. Programs Not Considered Unfair Trade Practice

Insurers that include and operate wellness and health promotion programs, disease and condition management programs, health risk appraisal programs, and similar provisions in their high deductible health policies in keeping with federal requirements shall not be considered to be engaging in unfair trade practices under Code Section 33-6-4 with respect to references to the practices […]

§ 33-51-5. Nonpreferred Provider Reimbursement

There shall be no required relationship between preferred provider and nonpreferred provider plan reimbursements for health savings account eligible high deductible plans using nonpreferred provider reimbursements. Such plans, however, shall not: Unfairly deny health benefits for medically necessary covered services; Have differences in benefit levels payable to preferred providers compared to other providers that unfairly […]

§ 33-51-6. Incentives for Preferred Providers

Notwithstanding the provisions of paragraphs (2) and (3) of Code Section 33-51-5, health benefit plans providing incentives for covered persons to use pharmaceutical or dental services of preferred providers shall provide, and clearly indicate, that the payment or reimbursement for a noncontracting provider of covered pharmaceutical or dental services shall be the same as the […]

§ 33-51-7. Health Reimbursement Arrangement Only

The Commissioner shall be authorized to allow health reimbursement arrangement only plans that encourage employer financial support of health insurance or health related expenses recognized under the rules of the federal Internal Revenue Service to be approved for sale in connection with or packaged with individual health insurance policies otherwise approved by the Commissioner. Health […]