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Home » US Law » 2022 Georgia Code » Title 34 - Labor and Industrial Relations » Chapter 9 - Workers’ Compensation » Article 4 - Insurance of Compensation Liability Generally

§ 34-9-120. Employer’s Duty to Insure Payment of Compensation

Every employer subject to the compensation provisions of this chapter shall insure the payment of compensation to his employees in the manner provided in this article; and, while such insurance remains in force, he or those conducting his business shall be liable to any employee for personal injury or death by accident only to the […]

§ 34-9-121. Duty of Employer to Insure in Licensed Company or Association or to Deposit Security, Indemnity, or Bond as Self-Insurer; Application to Out-of-State Employers; Membership in Mutual Insurance Company

Unless otherwise ordered or permitted by the board, every employer subject to the provisions of this chapter relative to the payment of compensation shall secure and maintain full insurance against such employer’s liability for payment of compensation under this article, such insurance to be secured from some person, corporation, association, or organization licensed by law […]

§ 34-9-122. Type of Insurance Policy to Be Issued; Promulgation of Rules and Regulations When Accident Prevention and Safety Engineering Are Questioned

Any policy of insurance issued under this chapter shall be the standard workers’ compensation policy of insurance containing the usual and customary provisions found in such policies and shall include a provision that the premium charge shall be promptly paid. If there is any question regarding the lack of accident prevention and safety engineering with […]

§ 34-9-122.1. Workers’ Compensation Health Benefits Pilot Projects

Notwithstanding any provision of this chapter to the contrary, workers’ compensation health benefits pilot projects are authorized under the provisions of this Code section. The Commissioner of Insurance shall adopt rules to enable employers and employees to enter into agreements to provide the employees with workers’ compensation medical payments benefits through comprehensive health insurance that […]

§ 34-9-124. Policy or Contract of Insurance to Contain Agreement of Insurer to Pay Compensation; Payment of Compensation When Employer or Employee Exempt From Provisions of Chapter

No policy or contract of insurance shall be issued unless it contains the agreement of the insurer or insurers that it or they will promptly pay all benefits conferred by this chapter and all installments of the compensation that may be awarded or agreed upon to the person entitled to them and that the obligation […]

§ 34-9-124.1. Optional Deductibles to Be Offered by Insurers

Each insurer issuing a policy under this chapter shall offer, as a part of the policy or as an optional endorsement to the policy, deductibles optional to the policyholder for benefits payable under this chapter. Deductible amounts offered shall be fully disclosed to the prospective policyholder in writing in the amount of $100.00, $200.00, $300.00, […]

§ 34-9-126. Filing by Employer of Evidence of Compliance With Insurance Requirements; Assessment of Attorney’s Fees and Increased Compensation Against Employer Who Fails to File

Every employer subject to the compensation provisions of this chapter shall file with the board in the form prescribed by the board, annually or as often as the board in its discretion may deem necessary, evidence satisfactory to the board of his compliance with Code Section 34-9-121 and all other Code sections relating thereto. Any […]

§ 34-9-127. Issuance by Board of Certificate of Self-Insurance; Review; Revocation

Whenever an employer has complied with those provisions of Code Section 34-9-121 relating to self-insurance, the board shall issue to such employer a certificate which shall remain in force for a period fixed by the board. The board shall have the authority to review the self-insured status of an employer after a merger or acquisition […]

§ 34-9-129. Furnishing of Bond by Insurance Companies Doing Workers’ Compensation Business in State; Bringing of Actions Upon Bond; Posting of Security in Lieu of Bond

Every insurance company doing a workers’ compensation business in this state shall furnish a bond payable to the state in the sum of $50,000.00 with some surety company authorized to transact business in this state as surety, in such form as may be approved by the Commissioner of Insurance, conditioned for the payment of compensation […]

§ 34-9-131. Insurer Permit Requirement; Claim Office Within State

Every insurance company and every person, firm, or corporation writing policies of insurance under this chapter or insuring the payment of compensation to employees as provided by this chapter, before writing any such policy or entering upon any such insurance contract or continuing any such contract of force, shall obtain from the board a permit […]

§ 34-9-132. Grounds for Revocation of Insurance Carrier’s Permit

The board is authorized, of its own motion or upon complaint filed with it, after notice of not less than ten days and a hearing thereon, to revoke any permit granted under Code Section 34-9-131 if an employer is ready, willing, and able to pay a premium at the rate prescribed by the Department of […]

§ 34-9-133. Apportionment and Assignment of Rejected Risks; Workers’ Compensation Assigned Risk Insurance Plan; Merit Rating Plan

The board shall prescribe the rules and regulations for apportioning rejected workers’ compensation policies and may establish an equitable assignment of such policies and enforce such provisions; provided, however, the Commissioner of Insurance is authorized to establish or approve a method to apportion on a pro rata basis any rejected workers’ compensation policy where four […]

§ 34-9-136. Statistical Data Submitted by Insurance Company to Rating Organization; Verification by Employer; Issuance of Experience Modification Worksheets to Insured

Before an insurance company is authorized to submit statistical data on an employer to any licensed rating organization for purposes of determining the employer’s experience modification factor, the insurance company must verify with the employer the accuracy of the data.  In so verifying, the insurance company shall provide to the employer: (1) the data to […]