24-5-15-1. “Buyer” Defined
Sec. 1. As used in this chapter, “buyer” means an individual who is solicited to purchase or who purchases the services of a credit services organization. As added by P.L.142-1990, SEC.1.
24-5-15-1. “Buyer” Defined
Sec. 1. As used in this chapter, “buyer” means an individual who is solicited to purchase or who purchases the services of a credit services organization. As added by P.L.142-1990, SEC.1.
24-5-15-10. Waiver of Provisions
Sec. 10. A waiver of the provisions of this chapter by a buyer or credit services organization is void. As added by P.L.142-1990, SEC.1.
24-5-15-10. Waiver of Provisions
Sec. 10. A waiver of the provisions of this chapter by a buyer or credit services organization is void. As added by P.L.142-1990, SEC.1.
24-5-15-11. Violations; Penalties; Court Jurisdiction
Sec. 11. A person who violates this chapter commits a deceptive act that is actionable by the attorney general under IC 24-5-0.5-4 and is subject to the penalties and remedies available to the attorney general under IC 24-5-0.5. An action by the attorney general for violations of this chapter may be brought in the circuit […]
24-5-15-11. Violations; Penalties; Court Jurisdiction
Sec. 11. A person who violates this chapter commits a deceptive act that is actionable by the attorney general under IC 24-5-0.5-4 and is subject to the penalties and remedies available to the attorney general under IC 24-5-0.5. An action by the attorney general for violations of this chapter may be brought in the circuit […]
24-5-15-2. “Credit Services Organization”
Sec. 2. (a) As used in this chapter, “credit services organization” means a person that, with respect to the extension of credit by another person, sells, provides, performs, or represents that the person can or will sell, provide, or perform, in return for the payment of money or other valuable consideration, any of the following […]
24-5-15-2. “Credit Services Organization”
Sec. 2. (a) As used in this chapter, “credit services organization” means a person that, with respect to the extension of credit by another person, sells, provides, performs, or represents that the person can or will sell, provide, or perform, in return for the payment of money or other valuable consideration, any of the following […]
24-5-15-2.5. “Debt Settlement Services”
Sec. 2.5. As used in this chapter, “debt settlement services” means any of the following services that a person performs, offers to perform, or represents, either directly or by implication, that the person will perform with respect to a debt between a buyer and one (1) or more unsecured creditors or debt collectors: (1) A […]
24-5-15-2.5. “Debt Settlement Services”
Sec. 2.5. As used in this chapter, “debt settlement services” means any of the following services that a person performs, offers to perform, or represents, either directly or by implication, that the person will perform with respect to a debt between a buyer and one (1) or more unsecured creditors or debt collectors: (1) A […]
24-5-15-3. “Extension of Credit” Defined
Sec. 3. As used in this chapter, “extension of credit” means the right to: (1) defer payment of debt offered or granted primarily for personal, family, or household purposes; (2) incur debt and defer payment of the debt offered or granted primarily for personal, family, or household purposes; or (3) delay or avoid foreclosure on […]
24-5-15-3. “Extension of Credit” Defined
Sec. 3. As used in this chapter, “extension of credit” means the right to: (1) defer payment of debt offered or granted primarily for personal, family, or household purposes; (2) incur debt and defer payment of the debt offered or granted primarily for personal, family, or household purposes; or (3) delay or avoid foreclosure on […]
24-5-15-4. “Person” Defined
Sec. 4. As used in this chapter, “person” means an individual, a corporation, a partnership, a joint venture, or any other entity. As added by P.L.142-1990, SEC.1.
24-5-15-4. “Person” Defined
Sec. 4. As used in this chapter, “person” means an individual, a corporation, a partnership, a joint venture, or any other entity. As added by P.L.142-1990, SEC.1.
24-5-15-5. Deceptive Acts
Sec. 5. The following are deceptive acts: (1) To charge or receive money or other valuable consideration before the complete performance of services that a credit services organization has agreed to perform for or on behalf of a consumer, unless the credit services organization has under section 8 of this chapter: (A) obtained a surety […]
24-5-15-5. Deceptive Acts
Sec. 5. The following are deceptive acts: (1) To charge or receive money or other valuable consideration before the complete performance of services that a credit services organization has agreed to perform for or on behalf of a consumer, unless the credit services organization has under section 8 of this chapter: (A) obtained a surety […]
24-5-15-6. Written Statement Provided by Credit Services Organization
Sec. 6. Before executing a contract or agreement with a buyer or receiving money or other valuable consideration, a credit services organization must provide the buyer with a written statement that contains the following: (1) A complete and detailed description of the services to be performed by the credit services organization for the buyer and […]
24-5-15-6. Written Statement Provided by Credit Services Organization
Sec. 6. Before executing a contract or agreement with a buyer or receiving money or other valuable consideration, a credit services organization must provide the buyer with a written statement that contains the following: (1) A complete and detailed description of the services to be performed by the credit services organization for the buyer and […]
24-5-15-7. Contract Between Consumer and Credit Services Organization; Notice of Cancellation Form
Sec. 7. (a) Except as provided in subsection (d), a contract between a consumer and a credit services organization concerning the purchase of the services of the credit services organization must be in writing, be dated and signed by both the consumer and the credit services organization, and include all of the following: (1) A […]
24-5-15-7. Contract Between Consumer and Credit Services Organization; Notice of Cancellation Form
Sec. 7. (a) Except as provided in subsection (d), a contract between a consumer and a credit services organization concerning the purchase of the services of the credit services organization must be in writing, be dated and signed by both the consumer and the credit services organization, and include all of the following: (1) A […]