§401. Liability of employer 1. Private employers. Every private employer, including an independent contractor who hires and pays employees, is subject to this Act and shall secure the payment of compensation with respect to all employees by purchasing a workers’ compensation policy or self-insuring as set forth in section 403. Unless employed by a private […]
§402. Prepayment of premium An insurance company that issues workers’ compensation insurance policies may not require prepayment of premium more than 1/4 year in advance. [PL 1991, c. 885, Pt. A, §8 (NEW); PL 1991, c. 885, Pt. A, §§9-11 (AFF).] SECTION HISTORY PL 1991, c. 885, §A8 (NEW). PL 1991, c. 885, §§A9-11 […]
§403. Insurance by assenting employer; requirements as to self-insurers An employer subject to this Act shall secure compensation and other benefits to the employer’s employees in one or more of the ways described in this section. The failure of any employer subject to this Act to procure insurance coverage for the payment of compensation and […]
§404. Maine Self-Insurance Guarantee Association 1. Created; purpose. There is created the Maine Self-Insurance Guarantee Association, a nonprofit unincorporated legal entity referred to in this section as the “association,” to provide mechanisms for the payment of covered claims under self-insurance coverage, to avoid excessive delay in payment, to avoid financial loss to claimants because of […]
§405. Voluntary election Any private employer, any of whose employees are exempt from this Act, may become subject to this Act with respect to the employer’s employees and the act of the employer in securing the payment of compensation to such employee or class of employees in conformity with sections 401 to 407 constitutes the […]
§406. Notices of assent to be posted A notice in a form as the board approves, stating that the employer has conformed to this Act, together with other information as the board determines, must be posted by the employer and kept posted by the employer in each of the employer’s mills, factories or places of […]
§407. Misclassification of employees An employer with a currently approved workers’ compensation policy or a currently accepted self-insurance workers’ compensation policy that has misclassified one or more employees has failed to secure payment of compensation within the meaning of section 324, subsection 3 and is subject to the penalties prescribed by that section. [PL […]
§408. Waiver of right of action; minors Except as provided in subsection 2, an employee of an employer who has secured the payment of compensation as provided in sections 401 to 407 is deemed to have waived the employee’s right of action at common law and under section 104 to recover damages for the injuries […]
§409. Assessment for the expenses of administering the Self-insurer’s Workers’ Compensation Program The Superintendent of Insurance shall annually make an assessment on self-insuring employers approved pursuant to section 403, respecting the operations of each self-insurer conducted in the State to defray the cost of administration of the Bureau of Insurance. On or before March 1st […]
