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Section 1-401 – Definitions

    (a)    In this subtitle the following words have the meanings indicated.     (b)    (1)    “Access area” means any paved walkway or sidewalk which is within 50 feet of an automated teller machine.         (2)    “Access area” does not include any publicly maintained street or highway or any adjacent sidewalk.     (c)    “Access device” has the meaning stated in Federal Reserve Board Regulation E, […]

Section 1-402 – Safety Procedure; Lighting; Notice to Customers Regarding Safety Precautions

    (a)    (1)    (i)    This section does not apply to any person:                 1.    Whose primary function is to provide for the exchange, transfer, or dissemination of electronic fund transfer data; and                 2.    That is not otherwise an operator or person who controls an access area or designated parking area.             (ii)    A person described in subparagraph (i) of this paragraph is not liable […]

Section 1-402.1 – Video Cameras in Automated Teller Machines

    (a)    This section does not apply to an automated teller machine that is:         (1)    Located inside a building unless:             (i)    The building is a freestanding installation that exists solely to provide an enclosure for the automated teller machine; or             (ii)    A user of the automated teller machine is able to conduct a transaction from outside the building; or         (2)    Operated […]

Section 1-403 – Authorization to Operate; Authorized Transactions; Failure to Meet Requirements

    (a)    Subject to this section, a banking institution or credit union may have an automated teller machine at a location other than the principal office or a branch of a banking institution or credit union.     (b)    (1)    Except as provided in paragraph (2) of this subsection, at least 15 business days before commencing the installation of an automated […]

Section 1-404 – Notice of Fees

    (a)    At or before the time a transaction is initiated, the operator of an automated teller machine shall provide the person using the automated teller machine with notice of the fee to be charged by the operator for use of the automated teller machine by persons using access devices not issued by the operator.     (b)    (1)    The operator […]

Section 1-405 – Foreign Banking Corporation

    (a)    “Foreign banking corporation” has the meaning stated in § 12-201(e) of this article.     (b)    A foreign banking corporation may not have an automated teller machine in this State for any purpose unless:         (1)    The foreign banking corporation obtains from the Commissioner a permit for the automated teller machine; or         (2)    The automated teller machine is authorized under:             (i)    The […]