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Home » US Law » 2022 Maryland Statutes » Insurance » Title 15 - Health Insurance » Subtitle 1 - General Provisions

Section 15-118 – Coinsurance Payments for Health Care Services

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    “Health care service” means a health or medical care procedure or service rendered by a provider that:             (i)    provides testing, diagnosis, or treatment of human disease or dysfunction; or             (ii)    dispenses drugs, medical devices, medical appliances, or medical goods for the treatment of human disease or dysfunction. […]

Section 15-119 – Uniform Consultation Referral Forms — in General

    (a)    This section applies to insurers and nonprofit health service plans that issue or deliver individual, group, or blanket health insurance policies in the State.     (b)    An entity subject to this section that requires insureds to have a written referral to receive consultation services shall use the uniform consultation referral form adopted by the Commissioner under § […]

Section 15-120 – Uniform Consultation Referral Forms — Regulations

    (a)    Subject to subsection (b) of this section, the Commissioner shall adopt by regulation a uniform consultation referral form for use by insurers, nonprofit health service plans, and health maintenance organizations that require insureds or subscribers to have a written referral to receive consultation services.     (b)    The Commissioner may waive the requirements of regulations adopted under subsection […]

Section 15-121 – Disclosures Required in Enrollment Sales Materials

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    “Carrier” means:             (i)    an insurer;             (ii)    a nonprofit health service plan;             (iii)    a health maintenance organization;             (iv)    a dental plan organization;             (v)    any person or entity acting as a third party administrator; or             (vi)    except for a managed care organization as defined in Title 15, Subtitle 1 of the Health – […]

Section 15-122 – Notice of Renewal of Health Benefit Plan

    (a)    In this section, “carrier” means:         (1)    an insurer;         (2)    a nonprofit health service plan;         (3)    a health maintenance organization;         (4)    a dental plan organization; or         (5)    any other person that provides health benefit plans subject to regulation by the State.     (b)    Before renewing a health benefit plan, a carrier shall mail a notice of renewal to the group contract holder at […]

Section 15-122.1 – Disbursement of Advance Directive Information Sheet by Carriers

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    “Advance directive” has the meaning stated in § 5–601 of the Health – General Article.         (3)    (i)    “Carrier” means:                 1.    an insurer;                 2.    a nonprofit health service plan;                 3.    a health maintenance organization; and                 4.    any other person that provides health benefit plans subject to regulation by the State.             (ii)    “Carrier” does […]

Section 15-123 – Emerging Medical and Surgical Treatments

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    “Carrier” means:             (i)    an insurer;             (ii)    a nonprofit health service plan;             (iii)    a health maintenance organization;             (iv)    a dental plan organization;             (v)    any person or entity acting as a third party administrator; or             (vi)    except for a managed care organization as defined in Title 15, Subtitle 1 of the Health – […]

Section 15-124 – Group Health Insurers — Enrollment of Minors

    (a)    In this section, “group health insurance” has the meaning stated in § 15–301 of this title.     (b)    This section applies to insurers and nonprofit health service plans that issue or deliver group health insurance policies in the State.     (c)    An entity subject to this section when issuing or renewing a group health insurance policy with an employer […]

Section 15-125 – Restrictions on Assigning, Transferring, or Subcontracting Contracts

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    (i)    “Carrier” means:                 1.    an insurer;                 2.    a nonprofit health service plan;                 3.    a health maintenance organization;                 4.    a dental plan organization; or                 5.    any other person that provides health benefit plans subject to regulation by the State.             (ii)    “Carrier” includes an entity that arranges a provider panel for a carrier.         (3)    “Contract” […]

Section 15-126 – Access to 911 Emergency System

    (a)    In this section, “emergency medical condition” means a medical condition that manifests itself by symptoms of sufficient severity, including severe pain, that the absence of immediate medical attention could reasonably be expected by a prudent layperson, who possesses an average knowledge of health and medicine, to result in:         (1)    placing the patient’s health in serious jeopardy; […]

Section 15-127 – Distribution of Information by Carrier Owning or Contracting With Managed Behavioral Health Care Organizations

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    (i)    “Behavioral health care administrative expenses” means any expenses that are for administrative functions including:                 1.    billing and collection expenses;                 2.    accounting and financial reporting expenses;                 3.    quality assurance and utilization management program or activity expenses;                 4.    promotion and marketing expenses;                 5.    taxes, fees, and assessments;                 6.    legal expenses;                 7.    salary expenses for […]

Section 15-129 – Stop-Loss Insurance Policies

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    “Aggregate attachment point” means the percentage of expected claims in a policy year above which the medical stop–loss insurer assumes all or part of the liability for losses incurred by the insured.         (3)    “Carrier” means:             (i)    an insurer; or             (ii)    a nonprofit health service plan.         (4)    “Expected claims” means […]

Section 15-130 – Health Insurance Benefit Card, Prescription Benefit Card, Etc

    (a)    (1)    This section applies to:             (i)    insurers and nonprofit health service plans that provide coverage for prescription drugs on an outpatient basis under health insurance policies or contracts that are issued or delivered in the State;             (ii)    health maintenance organizations that provide coverage for prescription drugs on an outpatient basis under contracts that are issued or delivered in […]

Section 15-130.1 – Health Insurance Benefit Cards, Prescription Benefit Cards, and Other Technology

    (a)    This section applies to:         (1)    each health insurer;         (2)    each nonprofit health service plan;         (3)    each health maintenance organization; and         (4)    each managed care organization, as defined in § 15–101 of the Health – General Article.     (b)    Each entity subject to this section shall provide to each insured, subscriber, or enrollee of a policy or contract that meets the definition […]

Section 15-131 – Electronic Reimbursement

    (a)    This section applies to:         (1)    insurers and nonprofit health service plans that provide, directly or through a pharmacy benefit manager, coverage for prescription drugs under health insurance policies or contracts that are issued or delivered in the State; and         (2)    health maintenance organizations that provide, directly or through a pharmacy benefit manager, coverage for prescription drugs under […]

Section 15-132 – Incentives to Health Care Providers

    (a)    In this section, “carrier” has the meaning stated in § 19–142 of the Health – General Article.     (b)    A carrier shall provide incentives to health care providers in accordance with the requirements of Title 19, Subtitle 1, Part IV of the Health – General Article.

Section 15-133 – Annual Report

    On or before December 1 of each year, the Commissioner shall report to the General Assembly, in accordance with § 2–1257 of the State Government Article, on the estimated number of insured and self–insured contracts for health benefit plans in the State and the number of insured and self–insured lives under the age of 65 […]

Section 15-135 – Covered Benefits for Annual Preventive Care

    (a)    (1)    In this section, “annual preventive care” means an annual preventive visit, screening, or examination that is a covered benefit under a policy or contract issued or delivered by an entity subject to this section.         (2)    “Annual preventive care” includes, if the service is a covered benefit:             (i)    an annual child wellness visit;             (ii)    a routine gynecological visit;             (iii)    a […]

Section 15-135.1 – Dental Preventive Care Coverage

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    “Carrier” means an insurer, nonprofit health service plan, health maintenance organization, or dental plan organization that provides dental benefits on an expense–incurred basis under policies or contracts issued or delivered in the State.         (3)    “Dental preventive care” means a preventive dental visit, screening, oral examination, teeth […]