500.2020 Unfair methods of competition or deception; unfair discrimination in accident or health insurance. Sec. 2020. The following are defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance: Making or permitting any unfair discrimination between individuals of the same class and of essentially the same hazard […]
500.2021 Failure to furnish insured rate information upon request; unfair method of competition and unfair or deceptive act or practice in business of insurance; exception. Sec. 2021. An unfair method of competition and an unfair or deceptive act or practice in the business of insurance includes failure by a rating organization and an insurer that […]
500.2022 Repealed. 1976, Act 273, Eff. Apr. 1, 1977. Compiler’s Notes: The repealed section pertained to refusal to pay claims and to compelling acceptance of less than amount due.Popular Name: Act 218
500.2023 Automatic insurance on debtor contracting credit. Sec. 2023. It is an unfair method of competition and an unfair or deceptive act or practice in the business of insurance for an insurer, unless required by law or statutory administrative rule or unless provided for by contract, to automatically write insurance on a debtor who has […]
500.2024 Unfair methods of competition or deception; rebates and special inducements. Sec. 2024. The following are defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance: Except as otherwise expressly provided by law, knowingly permitting or offering to make or making any contract of life insurance, life […]
500.2024a Giving merchandise to applicants for life insurance. Sec. 2024a. Beginning January 1, 1986, sections 2024, 2066, and 2070 shall not be construed to prohibit a life insurer or life insurance agent from giving to each applicant for a life insurance policy an article of merchandise having an invoice value of $5.00 or less. History: […]
500.2024b Construction of MCL 500.2024, 500.2066, and 500.2070. Sec. 2024b. Sections 2024, 2066, and 2070 do not prohibit a property-casualty insurer or property-casualty insurance producer from giving an applicant for or an insured under a property-casualty insurance policy an article of merchandise with a cost to the insurer of $50.00 or less per calendar year. […]
500.2025 Unfair methods of competition or deception; exclusions from discrimination, rebates. Sec. 2025. Nothing in sections 2017 through 2024 shall be construed as including within the definition of discrimination or rebates any of the following practices: (1) In the case of any contract of life insurance or life annuity, paying bonuses to policyholders or otherwise […]
500.2026 Course of conduct indicating persistent tendency to engage in that type of conduct. Sec. 2026. (1) Unfair methods of competition and unfair or deceptive acts or practices in the business of insurance, other than isolated incidents, are a course of conduct indicating a persistent tendency to engage in that type of conduct and include: […]
500.2027 Unfair methods of competition and unfair or deceptive acts or practices; prohibited conduct. Sec. 2027. Unfair methods of competition and unfair or deceptive acts or practices in the business of insurance include: (a) Refusing to insure, or refusing to continue to insure, or limiting the amount of coverage available to an individual or risk […]
500.2028 Examination; investigation. Sec. 2028. Upon probable cause, the commissioner shall have power to examine and investigate into the affairs of a person engaged in the business of insurance in this state to determine whether the person has been or is engaged in any unfair method of competition or in any unfair or deceptive act […]
500.2029 Notice of hearing; opportunity to confer; summary disposition. Sec. 2029. When the commissioner has probable cause to believe that a person engaged in the business of insurance has been engaged or is engaging in this state in an unfair method of competition, or an unfair or deceptive act or practice in the conduct of […]
500.2030 Hearing; procedure; intervention; burden of proof; commissioner or designate to preside; independent hearing officer; peremptory dismissal. Sec. 2030. (1) At the time and place fixed for the hearing referred to in section 2029, the person shall have an opportunity to be heard, to be represented by counsel and to show cause why an order […]
500.2032 Unfair methods of competition or deception; hearing; oaths; witnesses; evidence; subpoenas; contempt of court; stenographic record; statement of evidence. Sec. 2032. (1) The commissioner, upon the hearing referred to in section 2030, may administer oaths, examine and cross examine witnesses, and receive oral and documentary evidence. Any party to the cause shall have the […]
500.2033 Hearing; directing witness to give testimony or produce evidence; immunity; perjury; waiver of immunity or privilege. Sec. 2033. If any natural person shall ask to be excused from attending and testifying or from producing any books, papers, records, correspondence or other documents at any hearing on the ground that the testimony or evidence required […]
500.2034 Unfair methods of competition or deception; service of notices, process and other papers, return. Sec. 2034. Statements of charges, notices, orders, subpoenas and other processes of the commissioner under this uniform trade practices act may be served by anyone duly authorized by the commissioner, either in the manner provided by law for service of […]
500.2038 Findings and decision to be in writing; cease and desist order; other orders; stay; modification or setting aside of order. Sec. 2038. (1) If, after opportunity for a hearing held under the administrative procedures act of 1969, 1969 PA 306, MCL 24.201 to 24.328, the director determines that the person complained of has engaged […]
500.2039 Finality of order. Sec. 2039. An order issued by the commissioner pursuant to this chapter shall become final: (a) Upon the expiration of the time allowed for filing a petition for review if a petition has not been duly filed within that time, except that the commissioner may thereafter modify or set aside his […]
500.2040 Violation of cease and desist order; penalty; stay; contents of cease and desist order. Sec. 2040. (1) A person who violates a cease and desist order of the director under this chapter while the order is in effect, after notice and an opportunity for a hearing and on order of the director, may be […]
500.2041 Unfair methods of competition or deception; court review of orders, findings of fact conclusive, modification; additional evidence. Sec. 2041. (1) Any order or decision of the commissioner under this uniform trade practices act shall be subject to review as provided in section 244. The findings of fact of the commissioner, and any modification thereof […]
