500.3111 Payment of personal protection insurance benefits for accident occurring out of state. Sec. 3111. Personal protection insurance benefits are payable for accidental bodily injury suffered in an accident occurring out of this state, if the accident occurs within the United States, its territories and possessions, or Canada, and the person whose injury is the […]
500.3112 Persons to whom personal protection insurance benefits payable; claim to recover overdue benefits; discharge of insurer’s liability. Sec. 3112. Personal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his or her death, to or for the benefit of his or her dependents. A health […]
500.3113 Person not entitled to personal protection insurance benefits. Sec. 3113. A person is not entitled to be paid personal protection insurance benefits for accidental bodily injury if at the time of the accident any of the following circumstances existed: (a) The person was willingly operating or willingly using a motor vehicle or motorcycle that […]
500.3114 Persons entitled to personal protection insurance benefits or personal injury benefits; order of priority for claim of motor vehicle occupant or motorcycle operator or passenger; assigned claims plan; 2 or more insurers in same order of priority; partial recoupment; definitions. Sec. 3114. (1) Except as provided in subsections (2), (3), and (5), a personal […]
500.3115 Personal protection insurance benefits under the assigned claims plan for claims of persons not occupants of vehicle. Sec. 3115. Except as provided in section 3114(1), a person who suffers accidental bodily injury while not an occupant of a motor vehicle shall claim personal protection insurance benefits under the assigned claims plan under sections 3171 […]
500.3116 Value of claim in tort; subtraction from or reimbursement for benefits. Sec. 3116. (1) A subtraction from personal protection insurance benefits must not be made because of the value of a claim in tort based on the same accidental bodily injury. (2) A subtraction from or reimbursement for personal protection insurance benefits paid or […]
500.3121 Liability for accidental damage to tangible property. Sec. 3121. (1) Under property protection insurance an insurer is liable to pay benefits for accidental damage to tangible property arising out of the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle subject to the provisions of this section and sections 3123, […]
500.3123 Exclusions from property protection insurance benefits. Sec. 3123. (1) Damage to the following kinds of property is excluded from property protection insurance benefits: (a) Vehicles and their contents, including trailers, operated or designed for operation upon a public highway by power other than muscular power, unless the vehicle is parked in a manner as […]
500.3125 Priorities in claiming property protection benefits. Sec. 3125. A person suffering accidental property damage shall claim property protection insurance benefits from insurers in the following order of priority: insurers of owners or registrants of vehicles involved in the accident; and insurers of operators of vehicles involved in the accident. History: Add. 1972, Act 294, […]
500.3127 Distribution of loss, reimbursement, and indemnification among property protection insurers. Sec. 3127. The provisions for distribution of loss and for reimbursement and indemnification among personal protection insurers as set forth in subsection (2) of section 3115 and in section 3116 also applies to property protection insurers. History: Add. 1972, Act 294, Eff. Mar. 30, […]
500.3131 Residual liability insurance; coverage. Sec. 3131. (1) Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions, or in Canada. This insurance shall afford coverage equivalent to that required as evidence of automobile liability insurance under the financial responsibility laws of the place in […]
500.3135 Tort liability for noneconomic loss; exceptions; cause of action for damages; “serious impairment of body function” defined. Sec. 3135. (1) A person remains subject to tort liability for noneconomic loss caused by his or her ownership, maintenance, or use of a motor vehicle only if the injured person has suffered death, serious impairment of […]
500.3136 Tort liability for damage to tangible property from 1 accident in excess of limit under MCL 500.3121. Sec. 3136. (1) In addition to the exceptions expressed in section 3135, the abolition of tort liability under that section does not apply to damage to tangible property arising from 1 accident in excess of the limit […]
500.3141 Notice of accident. Sec. 3141. An insurer may require written notice to be given as soon as practicable after an accident involving a motor vehicle with respect to which the policy affords the security required by this chapter. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular […]
500.3142 Personal protection insurance benefits payable as loss accrues; overdue benefits; interest. Sec. 3142. (1) Personal protection insurance benefits are payable as loss accrues. (2) Subject to subsection (3), personal protection insurance benefits are overdue if not paid within 30 days after an insurer receives reasonable proof of the fact and of the amount of […]
500.3143 Assignment of right to future benefits void. Sec. 3143. An agreement for assignment of a right to benefits payable in the future is void. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
500.3145 Limitation of actions for recovery of personal or property protection insurance benefits; period of limitations; tolling; notice of injury. Sec. 3145. (1) An action for recovery of personal protection insurance benefits payable under this chapter for an accidental bodily injury may not be commenced later than 1 year after the date of the accident […]
500.3146 Limitation of action by insurer for recovery or indemnity. Sec. 3146. An action by an insurer to enforce its rights of recovery or indemnity under section 3116 may not be commenced later than 1 year after payment has been received by a claimant upon a tort claim with respect to which the insurer has […]
500.3148 Attorney’s fee; restrictions. Sec. 3148. (1) Subject to subsections (4) and (5), an attorney is entitled to a reasonable fee for advising and representing a claimant in an action for personal or property protection insurance benefits that are overdue. The attorney’s fee is a charge against the insurer in addition to the benefits recovered, […]
500.3151 Submission to mental or physical examination; physician requirements. Sec. 3151. (1) If the mental or physical condition of a person is material to a claim that has been or may be made for past or future personal protection insurance benefits, at the request of an insurer the person shall submit to mental or physical […]