79.01 DEFINITIONS. Subdivision 1. Terms. Unless the language or context clearly indicates that a different meaning is intended, the following terms, for the purposes of sections 79.01 to 79.211, shall have the meanings ascribed to them. Subd. 1a. Assigned risk plan. “Assigned risk plan” means: (1) the method to provide workers’ compensation coverage to employers […]
79.074 DISCRIMINATION. Subdivision 1. [Repealed, 1981 c 346 s 145; 1983 c 290 s 15] Subd. 2. Dividends. Dividend plans are not unfairly discriminatory where different premiums result for different policyholders with similar loss exposures but different expense factors, or where different premiums result for different policyholders with similar expense factors but different loss exposures, […]
79.081 MANDATORY DEDUCTIBLES. Subdivision 1. Premium reduction. Each insurer, including the assigned risk plan, issuing a policy of insurance, must make available to an employer, upon request, the option to agree to pay an amount per claim selected by the employer and specified in the policy toward the total of any claim payable under chapter […]
79.085 SAFETY PROGRAMS. All insurers writing workers’ compensation insurance in this state shall provide safety and occupational health loss control consultation services to each of their policyholders requesting the services in writing. Insurers must annually notify their policyholders of their right under this section to safety and occupational health loss consultation services. The services must […]
79.095 APPOINTMENT OF ACTUARY. The commissioner shall employ the services of a casualty actuary experienced in worker’s compensation whose duties shall include but not be limited to investigation of complaints by insured parties relative to rates, rate classifications, or discriminatory practices of an insurer. The salary of the actuary employed pursuant to this section is […]
79.096 ACCESS TO RATE-MAKING DATA. The rating association must make available for inspection on request of any person any data it possesses related to the calculation of indicated pure premium rates. History: 1992 c 510 art 3 s 3
79.10 REVIEW OF ACTS OF INSURERS. The Department of Commerce staff may investigate on the request of any person or on its own initiative the acts of the rating association, an insurer, or an agent that are subject to provisions of chapter 79 and may make findings and recommendations that the commissioner issue an order […]
79.211 CERTAIN PREMIUM DETERMINATION PRACTICES. Subdivision 1. Certain wages included for ratemaking. The rating association or an insurer shall include wages paid for a vacation, holiday, or sick leave in the determination of a workers’ compensation insurance premium. An insurer, including the assigned risk plan, shall not include wages paid for work performed in an […]
