Section 376.850 – Law, how cited.
Effective – 28 Aug 1989 376.850. Law, how cited. — Sections 376.850 to 376.890 may be cited as the “Missouri Medicare Supplement Insurance Act”. ——– (L. 1981 S.B. 347 § 1, A.L. 1989 H.B. 615 & 563)
Section 376.854 – Definitions.
Effective – 26 Apr 1996 376.854. Definitions. — As used in sections 376.850 to 376.890, the following terms mean: (1) “Applicant”: (a) In the case of an individual Medicare supplement policy, the person who seeks to contract for insurance benefits; and (b) In the case of a group Medicare supplement policy, the proposed certificate holder; […]
Section 376.859 – Medicare supplement law applicable to what policies — policies not included.
Effective – 26 Apr 1996 376.859. Medicare supplement law applicable to what policies — policies not included. — 1. Except as otherwise specifically provided, sections 376.850 to 376.890 shall apply to: (1) All Medicare supplement policies delivered or issued for delivery in this state on or after August 28, 1992; and (2) All certificates issued […]
Section 376.864 – Policies not to duplicate benefits provided by Medicare — preexisting conditions, limitations on — director to issue rules establishing standards.
Effective – 26 Apr 1996 376.864. Policies not to duplicate benefits provided by Medicare — preexisting conditions, limitations on — director to issue rules establishing standards. — 1. No Medicare supplement policy or certificate in force in the state shall contain benefits that duplicate benefits provided by Medicare. 2. Notwithstanding any other provision of law […]
Section 376.869 – Standards for policies, minimum, director to adopt.
Effective – 26 Apr 1996 376.869. Standards for policies, minimum, director to adopt. — The director shall adopt reasonable regulations to establish minimum standards for benefits, claims payment, marketing practices, compensation arrangements and reporting practices for Medicare supplement policies. ——– (L. 1989 H.B. 615 & 563, A.L. 1990 H.B. 1630, A.L. 1992 H.B. 1574, A.L. […]
Section 376.874 – Requirements of policy, return to policyholders.
Effective – 06 Jul 1992 376.874. Requirements of policy, return to policyholders. — Medicare supplement policies shall return to policyholders benefits which are reasonable in relation to the premium charged. The director shall issue reasonable regulations to establish minimum standards for loss ratios of Medicare supplement policies on the basis of incurred claims experience, or […]
Section 376.879 – Outline of coverage for fair disclosure — furnished to each applicant — format and content — rules and standards.
Effective – 26 Apr 1996 376.879. Outline of coverage for fair disclosure — furnished to each applicant — format and content — rules and standards. — 1. In order to provide for full and fair disclosure in the sale of Medicare supplement policies, no Medicare supplement policy or certificate shall be delivered in this state […]
Section 376.881 – Policy certificate front page to contain notice of right to return and receive premium refund.
Effective – 06 Jul 1992 376.881. Policy certificate front page to contain notice of right to return and receive premium refund. — Medicare supplement policies and certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the applicant shall have the right […]
Section 376.882 – Cancellation of policy, refund required — notification.
Effective – 28 Aug 2010 376.882. Cancellation of policy, refund required — notification. — 1. If a Medicare supplement policy issued, delivered, or renewed in this state on or after January 1, 2011, is cancelled for any reason, the insurer shall refund the unearned portion of any premium paid beyond the month in which the […]
Section 376.884 – Advertisement to be reviewed by director.
Effective – 06 Jul 1992 376.884. Advertisement to be reviewed by director. — Every issuer of Medicare supplement insurance policies or certificates in this state shall provide a copy of any Medicare supplement advertisement intended for use in this state whether through written, radio or television medium to the director for review or approval by […]
Section 376.886 – Regulations, requirements — rules, procedure.
Effective – 26 Apr 1996 376.886. Regulations, requirements — rules, procedure. — Regulations adopted pursuant to sections 376.850 to 376.890 shall be subject to the provisions of section 376.982, section 536.021 and section 536.024. Any regulation adopted pursuant to sections 376.850 to 376.890 shall contain all of the provisions of the model regulation or regulations […]
Section 376.889 – Violations, penalty.
Effective – 28 Aug 2007 376.889. Violations, penalty. — 1. If the director determines that a person has engaged, is engaging in, or has taken a substantial step toward engaging in an act, practice or course of business constituting a violation of sections 376.850 to 376.890 or a rule adopted or order issued pursuant thereto, […]
Section 376.890 – Invalidity of any section regulating Medicare supplement not to affect others.
Effective – 28 Aug 1989 376.890. Invalidity of any section regulating Medicare supplement not to affect others. — If any provision of sections 376.850 to 376.890 or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of sections 376.850 to 376.890 and the application of such […]