Effective – 28 Aug 2008 379.005. Definitions. — As used in this chapter, unless otherwise clearly indicated by the context, the following words mean: (1) “Department”, the department of commerce and insurance; and (2) “Director”, the director of the department of commerce and insurance. ——– (L. 2008 S.B. 788)
Effective – 28 Aug 2016, 2 histories 379.125. Reinsurance. — Any company or association, other than life, organized under the provisions of chapter 379 may cause itself to be wholly or partially reinsured against any loss arising from any risk which it may have undertaken, and in like manner may reinsure or guarantee any other […]
Effective – 28 Aug 2009 379.130. Insurance claims, percentage of fault not to be assigned based solely on operation of a motorcycle. — 1. When investigating an accident or settling an automobile insurance policy claim, no insurer, agent, producer, or claims adjuster of an insurer shall assign a percentage of fault to a party based […]
Effective – 28 Aug 2021, 2 histories 379.140. Total loss of real property — full amount of policy less any deductible to be paid — inapplicability, when — multiple policies, effect on recovery — commercial buildings, policy covering two or more, recovery amount. — 1. When real property incurs a total loss caused by a […]
Effective – 28 Aug 2021, 2 histories 379.150. Partial loss by fire — standard fire insurance policy language, option for settlement of loss. — Any fire insurance policy issued or renewed on or after August 28, 2021, shall be construed to require that a partial loss caused by fire be adjusted in accordance with the […]
Effective – 28 Aug 1939 379.155. Coinsurance provisions declared void — exception. — No fire insurance policy which may be issued after this section takes effect shall contain any clause or provision requiring the assured to take out or maintain a larger amount of insurance than that covered by such policy, nor in any way […]
Effective – 28 Aug 1939 379.165. Construction of warranties of fact made in application. — The warranty of any fact or condition hereafter made by any person in his or her application for insurance against loss by fire, tornado or cyclone, which application, or any part thereof, shall thereafter be made a part of a […]
Effective – 28 Aug 1939 379.170. Construction of warranties of fact incorporated in policy. — The warranty of any fact or condition hereafter incorporated in or made a part of any fire, tornado or cyclone policy of insurance, purporting to be made or assented to by the assured which shall not materially affect the risk […]
Effective – 28 Aug 1939 379.175. Evasion of sections prohibited. — No insurance company, corporation or association of persons doing a fire, cyclone or tornado insurance business in this state, shall have the right, power or authority, by contract or otherwise, to contract against or in any manner whatever evade the provisions of sections 379.165 […]
Effective – 28 Aug 1939 379.180. Adjustments and examination of books to be made at place of loss. — All adjustments, arbitrations, settlements and examinations of books, invoices and accounts shall be had at the town, city or neighborhood where the fire occurs, unless some other place be agreed upon between the insurer and the […]
Effective – 28 Aug 1939 379.185. After notice of loss, company to furnish blanks. — Whenever any loss or damage shall be suffered in this state from fire, by any person, persons or corporation, upon property insured under a policy of insurance of any fire insurance company doing business in this state, and notice of […]
Effective – 28 Aug 1939 379.190. Failure to furnish blank forms deemed waiver. — If any such fire insurance company shall fail, neglect or refuse to furnish blank forms of statements and proofs of loss to the insured, in case of loss or damage by fire, as provided in section 379.185, then such company shall […]
Effective – 28 Aug 1939 379.195. Accident insurance liability fixed, when — cancellation prohibited. — 1. In respect to every contract of insurance made between an insurance company, person, firm or association, whether a stock, a mutual, a reciprocal or other company, association or organization, and any person, firm or corporation, by which such person, […]
Effective – 28 Aug 1991 379.200. Judgment creditor may collect insurance, when. — Upon the recovery of a final judgment against any person, firm or corporation by any person, including administrators or executors, for loss or damage on account of bodily injury or death, or damage to property if the defendant in such action was […]
Effective – 28 Aug 1985 379.201. Motor vehicle policies to include coverage of owner and vehicle loaned for demonstration or during repairs. — Every motor vehicle liability insurance policy insuring a motor vehicle licensed in this state must extend its liability coverage to include any other motor vehicle operated by the insured individual if the […]
Effective – 28 Aug 1991 379.203. Automobile liability policy, required provisions — uninsured motorist coverage required — recovery against tort-feasor, how limited. — 1. No automobile liability insurance covering liability arising out of the ownership, maintenance, or use of any motor vehicle shall be delivered or issued for delivery in this state with respect to […]
Effective – 28 Aug 1999 379.204. Underinsured motor vehicle coverage, construction of policy. — Any underinsured motor vehicle coverage with limits of liability less than two times the limits for bodily injury or death pursuant to section 303.020 shall be construed to provide coverage in excess of the liability coverage of any underinsured motor vehicle […]
