358-C:1 Definitions. – In this chapter: I. "Consumer" means a natural person who seeks or acquires, or is offered property, services or credit for personal, family or household purposes. II. "Consumer credit transaction" means a transaction between a creditor and a consumer in which real or personal property, services, money or a form of […]
358-C:2 General Prohibition. – No debt collector shall collect or attempt to collect a debt in an unfair, deceptive or unreasonable manner as defined in this chapter. Source. 1975, 437:1, eff. Aug. 18, 1975.
358-C:3 Prohibited Acts. – For the purposes of this chapter, any debt collection or attempt to collect a debt shall be deemed unfair, deceptive or unreasonable if the debt collector: I. Communicates or attempts to communicate with the debtor, orally or in writing: (a) By causing a telephone to ring or engaging any person […]
358-C:4 Remedies. – I. Any debt collector who violates the provisions of this chapter shall be liable in any court of competent jurisdiction to the debtor for one of the following, whichever is greater: (a) In an action brought by and on behalf of an individual debtor only, the sum of $200 plus costs […]
358-C:5 Check Collection Charges. – I. A creditor involved in a consumer credit transaction or a debt collector designated to collect on a check, negotiable order of withdrawal, share draft, or other negotiable instrument may charge and receive a check collection charge of not more than $25, unless otherwise expressly authorized by written agreement […]