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Home » US Law » 2022 New Hampshire Revised Statutes » Title XXXI - Trade and Commerce » Title 359-B - Consumer Credit Reporting

Section 359-B:28 – Consumer Report Files of Deceased Persons.

    359-B:28 Consumer Report Files of Deceased Persons. – I. An executor, administrator, or other person authorized to act on behalf of an estate of a deceased person may request that a consumer reporting agency indicate on the deceased person’s consumer report that the person is deceased. The consumer reporting agency shall indicate on the […]

Section 359-B:29 – Police Report Regarding Identity Theft.

    359-B:29 Police Report Regarding Identity Theft. – I. A person who has learned or reasonably suspects that he or she has been the victim of identify theft may contact the local law enforcement agency that has jurisdiction over his or her place of residence, which shall take a police report of the matter, and […]

Section 359-B:3 – Definitions and Rules of Construction.

    359-B:3 Definitions and Rules of Construction. – I. Definitions and rules of construction set forth in this section are applicable for the purposes of this chapter. II. The term "person" means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity. III. The term "consumer" means an […]

Section 359-B:4 – Permissible Purposes of Reports.

    359-B:4 Permissible Purposes of Reports. – I. A consumer reporting agency may furnish a consumer report under the following circumstances and no other: (a) In response to the order of a court having jurisdiction to issue such an order. (b) In accordance with the written instructions of the consumer to whom it relates. (c) […]

Section 359-B:4-a – Election to be Excluded From Certain Lists.

    359-B:4-a Election to be Excluded From Certain Lists. – I. A consumer may elect to have information about such consumer excluded from any transaction not initiated by the consumer under RSA 359-B:4, II, including any list provided by a consumer reporting agency through pre-screening or direct solicitation transactions that are not initiated by the […]

Section 359-B:5 – Obsolete Information.

    359-B:5 Obsolete Information. – I. Except as authorized under paragraph II, no consumer reporting agency may make any consumer report containing any of the following items of information: (a) Bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 10 years. (b) Suits and judgments which, from […]

Section 359-B:6 – Disclosure of Investigative Consumer Reports.

    359-B:6 Disclosure of Investigative Consumer Reports. – I. A person may not procure or cause to be prepared an investigative consumer report on any consumer unless: (a) It is clearly and accurately disclosed to the consumer that an investigative consumer report including information as to his character, general reputation, personal characteristics, and mode of […]

Section 359-B:7 – Compliance Procedures.

    359-B:7 Compliance Procedures. – I. Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of RSA 359-B:5 and to limit the furnishing of consumer reports to the purposes listed under RSA 359-B:4. These procedures shall require that prospective users of the information identify themselves, certify the purposes for which the information […]

Section 359-B:8 – Disclosures to Governmental Agencies.

    359-B:8 Disclosures to Governmental Agencies. – Notwithstanding the provisions of RSA 359-B:4, a consumer reporting agency may furnish identifying information respecting any consumer, limited to his name, address, former addresses, places of employment, or former places of employment, to a governmental agency. Source. 1971, 430:1, eff. Aug. 29, 1971.

Section 359-B:9 – Disclosures to Consumers.

    359-B:9 Disclosures to Consumers. – I. Every consumer reporting agency shall, upon request and proper identification of any consumer, clearly and accurately disclose to the consumer: (a) The nature and substance of all information (except medical information) in its files on the consumer at the time of the request. (b) The sources of the […]