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Section 408:1 – Married Women.

[RSA 408:1 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:1 Married Women. – Every policy of life or endowment insurance made payable to or for the benefit of a married woman, or after its issue assigned, transferred, or in any way […]

Section 408:10 – Incontestability.

[RSA 408:10 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:10 Incontestability. – The policy shall be incontestable after it shall have been in force during the lifetime of the insured for 2 years from its date, except (a) for non-payment of […]

Section 408:10-a – Interest Payment on Life Insurance Death Benefits.

[RSA 408:10-a effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:10-a Interest Payment on Life Insurance Death Benefits. – I. Notwithstanding any other provision of law, any life insurance company doing business in this state which fails or refuses to pay the […]

Section 408:11 – Discrimination.

[RSA 408:11 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:11 Discrimination. – No life insurance company doing business in this state shall make or permit any distinction or discrimination in favor of individuals, between insured persons of the same class and […]

Section 408:12 – Penalty.

[RSA 408:12 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:12 Penalty. – Any company or person who shall violate any of the provisions of RSA 408:11 shall be fined not more than $500; and the commissioner shall revoke the license of […]

Section 408:13 – False Representations.

[RSA 408:13 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:13 False Representations. – Any life insurance agent who shall, by false and fraudulent representations, procure payment or an obligation for the payment of a premium upon a life insurance contract shall […]

Section 408:14 – Fraternal Associations.

[RSA 408:14 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:14 Fraternal Associations. – No corporation organized and doing business in its home state or country as a fraternal beneficiary corporation or association, but not entitled to a license to transact business […]

Section 408:15 – Group Life Insurance; Definitions.

[RSA 408:15 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:15 Group Life Insurance; Definitions. – No policy or certificate of group life insurance shall be issued or delivered in this state unless the policy is issued to a group that conforms […]

Section 408:16 – Group Standard Provisions.

[RSA 408:16 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:16 Group Standard Provisions. – No policy or certificates of group life insurance or any form attached to a policy or certificate of group life insurance shall be delivered or issued for […]

Section 408:16-a – Assignment of Interest.

[RSA 408:16-a effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:16-a Assignment of Interest. – Subject to the terms of the policies relating to assignment of incidents of ownership thereunder, a person whose life is insured under a group life insurance policy […]

Section 408:16-b – Continuation of Coverage During Labor Disputes.

[RSA 408:16-b effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:16-b Continuation of Coverage During Labor Disputes. – Any employee whose compensation includes group life insurance, the premiums for which are paid in full or in part by an employer including the […]

Section 408:16-c – Prohibited Provisions.

[RSA 408:16-c effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:16-c Prohibited Provisions. – No group life insurance policy or certificate shall contain any provision that reduces or denies any benefit otherwise payable because a pre-existing medical or health condition contributed to […]

Section 408:16-d – Disapproval of Forms.

[RSA 408:16-d effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:16-d Disapproval of Forms. – I. No policy shall be issued or delivered to any person in this state until a copy of the form thereof has been submitted to the commissioner […]

Section 408:16-e – Subsequent Disapproval.

[RSA 408:16-e effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:16-e Subsequent Disapproval. – The commissioner may at any time, after a hearing of which not less than 20 days’ written notice shall have been given to the insurer, withdraw his or […]

Section 408:17 – Requirements.

[RSA 408:17 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:17 Requirements. – Any corporation organized under the authority of any other state or country, and engaged in the business of casualty insurance upon the assessment plan, whether a mutual or joint […]

Section 408:18 – Limitation Upon Licenses.

[RSA 408:18 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:18 Limitation Upon Licenses. – No corporation organized under the authority of any other state or country and engaged in the business of casualty insurance upon the assessment plan shall be licensed […]

Section 408:19 – Provisions Applicable.

[RSA 408:19 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:19 Provisions Applicable. – All companies, after they are licensed under the provisions of this subdivision, shall in all respects be subject to the provisions of this chapter. [RSA 408:19 effective January […]

Section 408:2 – Third Person.

[RSA 408:2 effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:2 Third Person. – If a policy of life or endowment insurance is effected by any person on his own life or on another life, in favor of a person other than […]

Section 408:2-a – Charitable Gifts of Life Insurance.

[RSA 408:2-a effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:2-a Charitable Gifts of Life Insurance. – I. A life insurance policy may be issued with the person paying the premiums for such insurance having no insurable interest in the life of […]

Section 408:2-b – Subsequent Disapproval; Individual Policies.

[RSA 408:2-b effective until January 1, 2023. For provisions relating to life insurance effective January 1, 2023, see RSA 408:1 to 408:37.]     408:2-b Subsequent Disapproval; Individual Policies. – The commissioner may at any time, after a hearing of which not less than 20 days’ written notice shall have been given to the insurer, withdraw […]