417-B:1 Application of Chapter. – This chapter shall apply to policies of insurance other than automobile insurance and workers’ compensation insurance on risks located or residents in this state which insure any of the following contingencies: I. Loss of or damage to real property which is used solely for residential purposes, which is owner […]
417-B:2 Cancellation; Refusal to Write; Refusal to Renew; Insufficient Grounds. – No insurer shall cancel or refuse to write or renew a policy of insurance insuring against any of the contingencies set forth in RSA 417-B:1 solely because of the age, residence, race, color, creed, national origin, ancestry, marital status, or lawful occupation, including […]
417-B:2-a Underwriting on the Basis of Credit Information. – No insurer shall cancel, refuse to write, or refuse to renew a policy under this chapter solely on the basis of credit information obtained from a credit rating, a credit history, or a credit scoring model, without consideration of any other applicable and permitted underwriting […]
417-B:3 Cancellation Grounds. – No insurer, after a policy has been in effect for 90 days, or if a policy is a renewal, effective immediately, shall cancel a policy except for one or more of the following reasons: I. Nonpayment of premium, including nonpayment of any additional premiums, calculated in accordance with the current […]
417-B:3-a Nonrenewal for Filing a Claim. – The nonrenewal of a homeowner’s insurance policy is prohibited if the nonrenewal is based solely on the insured having filed a single valid claim within any one previous or current policy term. For policies that contain no fixed expiration date or that are issued for other than […]
417-B:4 Cancellation; Refusal to Renew; Notice. – No cancellation or refusal to renew by an insurer of a policy of insurance insuring against any of the contingencies set forth in RSA 417-B:1 shall be effective unless the insurer or its agent either physically delivers or mails to the named insured, at the address shown […]
417-B:5 Liability of Giving Information. – There shall be no liability on the part of, and no cause of action of any nature shall arise against the insurance commissioner, any insurer, the authorized representatives, agents, and employees of either for any statement made by any of them in complying with this chapter or for […]
417-B:6 Rules and Regulations. – The commissioner may issue such rules, regulations, and orders as may be necessary to carry out the purposes and provisions of this chapter. Source. 1971, 453:1, eff. Aug. 29, 1971.
417-B:7 Penalty; Severability; Records. – I. Failure by an insurer to comply with any section of this chapter, or rules, regulations and orders issued pursuant thereto shall subject an insurer to a fine not exceeding $500 in the discretion of the insurance commissioner, or suspension or revocation of such insurer’s license, or both. II. […]
417-B:8 Insurers. – As used in this chapter, "insurer" means any insurance company, association, or exchange authorized to issue policies of insurance in the state of New Hampshire. Source. 1971, 561:10, eff. Sept. 10, 1971.
