§ 604. Definitions. As used in this article, the following terms shall have the following meanings: 1. “Consumer claim” means any obligation of a natural person for the payment of money or its equivalent which is or is alleged to be in default and which arises out of a transaction wherein credit has been offered […]
§ 604-a. Prohibited practices. 1. Upon receipt from a debtor of the following, a principal creditor shall cease collection activities until completion of the review provided in subdivision five of this section: (a) a copy of a valid police report filed by the debtor alleging that the debtor is the victim of an identity theft […]
§ 604-b. Penalties. (a) Whenever there shall be a violation of this article, an application may be made by the attorney general in the name of the people of the state of New York to a court or justice having jurisdiction by a special proceeding to issue an injunction, and upon notice to the defendant […]
