§ 2601. Unfair claim settlement practices; penalties. (a) No insurer doing business in this state shall engage in unfair claim settlement practices. Any of the following acts by an insurer, if committed without just cause and performed with such frequency as to indicate a general business practice, shall constitute unfair claim settlement practices: (1) knowingly […]
§ 2602. Rebates on life insurance; witnesses’ immunity. (a) No person shall knowingly receive any rebate or allowance or deduction from any premium, or any valuable thing, special favor or advantage whatever not specified in the policy, as an inducement to take any policy of life insurance. (b) In any criminal proceeding before any court […]
§ 2603. Issue or circulation of false literature. No insurance corporation, or any officer, director or agent thereof, shall issue or circulate, or cause or permit to be issued or circulated, in this state any illustration, circular or statement indicating the corporation can transact in this state any business of a character except that which […]
§ 2604. False statements as to insurers. No person shall either (i) wilfully make, circulate or transmit to another any statement written, printed or by word of mouth, which is untrue in fact and is directly or by inference derogatory to the financial condition, or affects the solvency or financial standing, of any insurer doing […]
§ 2605. Penalty for violating workers’ compensation law. The superintendent may impose a penalty not to exceed twenty-five hundred dollars upon any insurer required to be licensed under the provisions of this chapter, if, after notice to and a hearing of such insurer, he finds it has unreasonably failed to comply with the workers’ compensation […]
§ 2606. Discrimination because of race, color, creed, national origin, or disability. (a) Except as provided in section one thousand one hundred eight of this chapter, no individual or entity subject to the supervision of the superintendent shall because of race, color, creed, national origin, or disability: (1) Make any distinction or discrimination between persons […]
§ 2607. Discrimination because of sex or marital status. (a) No individual or entity shall refuse to issue any policy of insurance, or cancel or decline to renew the policy because of the sex or marital status of the applicant or policyholder or engage in sexual stereotyping. (b) For the purposes of this section, “sex” […]
§ 2608. Discrimination because of treatment for a mental disability. (a) No individual or entity shall refuse to issue or renew, or shall cancel any policy of insurance because of any past treatment for a mental disability of the insured. (b) The prohibition of subsection (a) hereof shall not preclude an insurer from refusing to […]
§ 2608-a. Discrimination in enrollment against certain children. (a) No employer, health insurer, group health plan, health maintenance organization, or other entity offering medical benefits whether by insurance or otherwise, including an employee retirement income security act or service benefit plan, shall deny enrollment of a child under the health coverage of the child’s parent […]
§ 2609. Discrimination in the issuance of performance or surety bonds. No person, firm or corporation engaged in the business of issuing performance or surety bonds shall refuse to issue such a bond to any person, firm or corporation, solely because of the race, creed, color, sex, national origin, age or marital status of the […]
§ 2610. Collision or comprehensive coverage on motor vehicles; claims; repairs. (a) Whenever a motor vehicle collision or comprehensive loss shall have been suffered by an insured, no insurer providing collision or comprehensive coverage therefor shall require that repairs be made to such vehicle in a particular place or shop or by a particular concern. […]
§ 2610-a. Rental vehicle reimbursement coverage. (a) For the purposes of this section, “rental vehicle reimbursement coverage” shall mean coverage for the cost of renting a vehicle used as substitute transportation if the insured vehicle is damaged and is temporarily out of use due to a covered loss, until such vehicle is repaired or is […]
§ 2611. HIV written informed consent. (a) No insurer or its designee shall request or require an individual proposed for insurance coverage to be the subject of an HIV related test without receiving the written informed consent of such individual prior to such testing and without providing general information about AIDS and the transmission of […]
§ 2612. Discrimination based on being a victim of domestic violence. (a) No individual, insurer or entity subject to the supervision of the superintendent shall solely because a person is or has been a victim of domestic violence: (1) refuse to issue or renew, deny or cancel any insurance policy or contract; (2) demand or […]
§ 2613. Eligibility for life and disability insurance for persons with a history of any type of cancer. (a) Unless its action is based upon sound actuarial principles or is related to actual or reasonably anticipated experience, no insurer shall refuse to issue any policy of life or non-cancelable disability insurance, or cancel or decline […]
§ 2614. Discrimination because of past lawful travel. No insurer or entity authorized to offer the kinds of insurance specified in paragraph one, two or three of subsection (a) of section one thousand one hundred thirteen of this chapter, nor any agent, officer or employee of such insurer or entity shall make any distinction or […]
§ 2615. Genetic testing written informed consent. (a) No authorized insurer or person acting on behalf of an authorized insurer shall request or require an individual proposed for insurance coverage to be the subject of a genetic test without receiving the written informed consent of such individual prior to such testing, in advance of the […]
§ 2616. Discrimination because of status as a living organ or tissue donor. (a) No insurer or entity authorized to do the kinds of business specified in paragraph one or three of subsection (a) of section one thousand one hundred thirteen of this chapter shall decline to provide or limit coverage of an insured under […]
§ 2617. Unfair discrimination for the use of prescriptions to block the effects of opioids. No insurer or entity authorized to issue the kinds of insurance specified in paragraphs one or two of subsection (a) of section one thousand one hundred thirteen of this chapter shall refuse to issue a life insurance policy or annuity […]
