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Home » US Law » 2022 New York Laws » Consolidated Laws » ISC - Insurance » Article 51 - Comprehensive Motor Vehicle Insurance Reparations

5101 – Title.

§ 5101. Title. This article shall be known and may be cited as the “Comprehensive Motor Vehicle Insurance Reparations Act”.

5102 – Definitions.

§ 5102. Definitions. In this chapter: (a) “Basic economic loss” means, up to fifty thousand dollars per person of the following combined items, subject to the limitations of section five thousand one hundred eight of this article: (1) All necessary expenses incurred for: (i) medical, hospital (including services rendered in compliance with article forty-one of […]

5103 – Entitlement to First Party Benefits; Additional Financial Security Required.

§ 5103. Entitlement to first party benefits; additional financial security required. (a) Every owner’s policy of liability insurance issued on a motor vehicle in satisfaction of the requirements of article six or eight of the vehicle and traffic law shall also provide for; every owner who maintains another form of financial security on a motor […]

5104 – Causes of Action for Personal Injury.

§ 5104. Causes of action for personal injury. (a) Notwithstanding any other law, in any action by or on behalf of a covered person against another covered person for personal injuries arising out of negligence in the use or operation of a motor vehicle in this state, there shall be no right of recovery for […]

5105 – Settlement Between Insurers.

§ 5105. Settlement between insurers. (a) Any insurer liable for the payment of first party benefits to or on behalf of a covered person and any compensation provider paying benefits in lieu of first party benefits which another insurer would otherwise be obligated to pay pursuant to subsection (a) of section five thousand one hundred […]

5106 – Fair Claims Settlement.

§ 5106. Fair claims settlement. (a) Payments of first party benefits and additional first party benefits shall be made as the loss is incurred. Such benefits are overdue if not paid within thirty days after the claimant supplies proof of the fact and amount of loss sustained. If proof is not supplied as to the […]

5107 – Coverage for Non-Resident Motorists.

§ 5107. Coverage for non-resident motorists. (a) Every insurer authorized to transact or transacting business in this state, or controlling or controlled by or under common control by or with such an insurer, which sells a policy providing motor vehicle liability insurance coverage or any similar coverage in any state or Canadian province, shall include […]

5108 – Limit on Charges by Providers of Health Services.

§ 5108. Limit on charges by providers of health services. (a) The charges for services specified in paragraph one of subsection (a) of section five thousand one hundred two of this article and any further health service charges which are incurred as a result of the injury and which are in excess of basic economic […]

5109 – Unauthorized Providers of Health Services.

§ 5109. Unauthorized providers of health services. (a) The superintendent, in consultation with the commissioner of health and the commissioner of education, shall by regulation, promulgate standards and procedures for investigating and suspending or removing the authorization for providers of health services to demand or request payment for health services as specified in paragraph one […]