Effective: December 13, 2002 Latest Legislation: House Bill 657 – 124th General Assembly (A) As used in this section: (1) “Consumer reporting agency” has the same meaning as in the “Fair Credit Reporting Act,” 84 Stat. 1128, 15 U.S.C.A. 1681a. (2) “Court” means the division of the court of common pleas having jurisdiction over actions […]
Effective: May 18, 2005 Latest Legislation: House Bill 426 – 125th General Assembly (A) As used in this section: (1) “Active duty” means active duty pursuant to an executive order of the president of the United States, an act of the congress of the United States, or section 5919.29 or 5923.21 of the Revised Code. […]
Effective: May 18, 2005 Latest Legislation: House Bill 426 – 125th General Assembly (A) As used in this section, “active duty” means active duty pursuant to an executive order of the president of the United States, an act of the congress of the United States, or section 5919.29 or 5923.21 of the Revised Code. (B) […]
Effective: September 29, 2015 Latest Legislation: House Bill 64 – 131st General Assembly (A) As used in this section: (1) “Active duty” means active duty pursuant to an executive order of the president of the United States, an act of the congress of the United States, or section 5919.29 or 5923.21 of the Revised Code. […]
Effective: November 22, 2020 Latest Legislation: House Bill 151 – 133rd General Assembly (A) As used in this section: (1) “Agency” and “license” have the same meanings as in section 119.01 of the Revised Code. (2) “Crime” has the same meaning as in section 2930.01 of the Revised Code. (3) “Health care practitioner” means any […]
Effective: October 29, 1999 Latest Legislation: Senate Bill 64 – 123rd General Assembly (A) As used in this section, “flea market” has the same meaning as in section 3715.52 of the Revised Code. (B)(1) Each person that offers new and unused personal property for sale to the general public at a flea market or other […]
Effective: July 1, 2005 Latest Legislation: House Bill 431 – 125th General Assembly (A) No lending institution, as defined in section 175.01 of the Revised Code, that is affiliated with or authorized to be affiliated with a real estate broker and that provides real estate brokerage services to third parties shall fix or vary the […]
Effective: July 30, 1993 Latest Legislation: House Bill 266 – 120th General Assembly (A) No person shall record or cause to be recorded either of the following: (1) A credit card account number of the other party to a transaction, when a check, bill of exchange, or other draft is presented for payment; (2) The […]
Effective: July 1, 2004 Latest Legislation: Senate Bill 250 – 124th General Assembly (A) No person or limited liability company that accepts credit cards for the transaction of business shall print more than the last five digits of the credit card account number, or print the expiration date of a credit card, on any receipt […]
Effective: March 30, 2007 Latest Legislation: Senate Bill 126 – 126th General Assembly (A) As used in this section: (1)(a) “Breach of the security of the system” means unauthorized access to and acquisition of computerized data that compromises the security or confidentiality of personal information owned or licensed by a person and that causes, reasonably […]
Effective: February 17, 2006 Latest Legislation: House Bill 104 – 126th General Assembly (A) As used in this section and section 1349.192 of the Revised Code: (1) “Agency of a political subdivision” has the same meaning as in section 1347.12 of the Revised Code. (2) “Business” has the same meaning as in section 1349.19 of […]
Effective: February 17, 2006 Latest Legislation: House Bill 104 – 126th General Assembly (A)(1) The attorney general shall have the exclusive authority to bring a civil action in a court of common pleas for appropriate relief under this section, including a temporary restraining order, preliminary or permanent injunction, and civil penalties, if it appears that […]
Effective: January 1, 1996 Latest Legislation: House Bill 117 – 121st General Assembly As used in sections 1349.20 to 1349.22 of the Revised Code: (A) “Banking day” means any day on which the federal reserve bank is open to the public for carrying on substantially all of its functions. (B) “Check” means a negotiable instrument […]
Effective: September 29, 2017 Latest Legislation: House Bill 49 – 132nd General Assembly No escrow or closing agent knowingly shall make, in an escrow transaction, a disbursement from an escrow account on behalf of another person, unless the following conditions are met: (A) The funds necessary for the disbursement: (1) Have been transferred electronically to […]
Effective: January 1, 1996 Latest Legislation: House Bill 117 – 121st General Assembly Nothing in section 1349.21 of the Revised Code prohibits an escrow or closing agent from advancing funds not exceeding one thousand dollars from an escrow account or otherwise on behalf of a party to an escrow transaction for the purpose of paying […]
Effective: January 1, 2007 Latest Legislation: Senate Bill 185 – 126th General Assembly As used in sections 1349.25 to 1349.37 of the Revised Code: (A) “Actuarial method” means the method of allocating payments made on a debt between the amount financed and the finance charge pursuant to which a payment is applied first to the […]
Effective: May 24, 2002 Latest Legislation: House Bill 386 – 124th General Assembly (A) A creditor shall provide, for each covered loan, both of the following disclosures. The disclosures shall be in conspicuous type size and be in substantially the following form: (1) “You are not required to complete this agreement merely because you have […]
Effective: March 23, 2018 Latest Legislation: House Bill 199 – 132nd General Assembly A creditor shall not do any of the following: (A) Make a covered loan that includes any of the following: (1) Terms under which a consumer must pay a prepayment penalty for paying all or part of the principal before the date […]
Effective: January 1, 2007 Latest Legislation: Senate Bill 185 – 126th General Assembly (A) The superintendent of financial institutions shall, in accordance with Chapter 119. of the Revised Code, adopt rules that establish criteria for purposes of qualifying counseling services that provide prepurchase counseling to consumers. (B) Any not-for-profit credit counseling service approved by an […]
Effective: May 24, 2002 Latest Legislation: House Bill 386 – 124th General Assembly If a covered loan transaction includes any term prohibited by section 1349.27 of the Revised Code, the consumer shall have the right to rescind the transaction in accordance with section 129(j) of the “Home Ownership and Equity Protection Act of 1994,” 108 […]
