Effective: January 1, 2021 Latest Legislation: House Bill 339 – 133rd General Assembly As used in sections 3904.01 to 3904.22 of the Revised Code: (A)(1) “Adverse underwriting decision” means any of the following actions with respect to insurance transactions involving life, health, or disability insurance coverage that is individually underwritten: (a) A declination of insurance […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) The obligations of sections 3904.01 to 3904.22 of the Revised Code apply to those insurance institutions, agents, or insurance support organizations that, on or after the effective date of these sections, do either of the following: (1) Collect, receive, or maintain […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly No insurance institution, agent, or insurance support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction. However, a pretext interview may be undertaken to obtain information from a person or institution that […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided below: (1) In the case of an application for insurance, a notice shall be provided no later […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection with an insurance transaction.
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly No insurance institution, agent, or insurance support organization shall use as its disclosure authorization form in connection with insurance transactions a form or statement that authorizes the disclosure of personal or privileged information about an individual to the insurance institution, agent, or […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) No insurance institution, agent, or insurance support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement, or a change in insurance […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) If any individual, after proper identification, submits a written request to an insurance institution, agent, or insurance support organization for access to recorded personal information about the individual that is reasonably described by the individual and reasonably locatable and retrievable by […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) Within thirty business days from the date of receipt of a written request from an individual to correct, amend, or delete any recorded personal information about the individual within its possession, an insurance institution, agent, or insurance support organization shall do […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) In the event of an adverse underwriting decision, the insurance institution or agent responsible for the decision shall provide the applicant, policyholder, or individual proposed for coverage with the specific reason or reasons for the adverse underwriting decision in writing, or […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly No insurance institution, agent, or insurance support organization may seek information in connection with an insurance transaction concerning any previous adverse underwriting decision experienced by an individual, unless such inquiry also requests the reasons for any previous adverse underwriting decision.
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly No insurance institution or agent may base an adverse underwriting decision in whole or in part on either of the following: (A) On the fact of a previous adverse underwriting decision. However, an insurance institution or agent may base an adverse underwriting […]
Effective: July 1, 2021 Latest Legislation: Senate Bill 9 – 133rd General Assembly No insurance institution, agent, or insurance support organization shall disclose any personal or privileged information about an individual collected or received in connection with an insurance transaction, unless the disclosure is made pursuant to any of the following: (A) With the written […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) No person shall knowingly obtain information under false pretenses about an individual from an insurance institution, agent, or insurance support organization. (B) Whoever violates division (A) of this section is guilty of a felony of the fourth degree.
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) The superintendent of insurance may examine and investigate into the affairs of every insurance institution or agent doing business in this state to determine whether the insurance institution or agent has been or is engaged in any conduct in violation of […]
Effective: January 1, 2021 Latest Legislation: House Bill 339 – 133rd General Assembly (A) Whenever the superintendent of insurance has reason to believe that an insurance institution, agent, or insurance support organization has been or is engaged in conduct in this state that violates sections 3904.01 to 3904.22 of the Revised Code, or if the […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly For the purpose of sections 3904.01 to 3904.22 of the Revised Code, an insurance support organization transacting business outside this state that has an effect on a person residing in this state is deemed to have appointed the superintendent of insurance to […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) If, after a hearing pursuant to section 3904.16 of the Revised Code, the superintendent of insurance determines that the insurance institution, agent, or insurance support organization charged has engaged in conduct or practices in violation of sections 3904.01 to 3904.22 of […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) In any case where a hearing pursuant to section 3904.16 of the Revised Code results in the finding of a knowing violation of sections 3904.01 to 3904.22 of the Revised Code, the superintendent of insurance may, in addition to the issuance […]
Effective: June 29, 1995 Latest Legislation: House Bill 329 – 120th General Assembly (A) Any person subject to an order of the superintendent of insurance under section 3904.19 of the Revised Code, or any person whose rights under sections 3904.01 to 3904.22 of the Revised Code were allegedly violated, may obtain a review of any […]
