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Home » US Law » 2022 Ohio Revised Code » Title 39 | Insurance » Chapter 3905 | Insurance Producers Licensing Act

Section 3905.01 | Insurance Producers Licensing Act Definitions.

Effective: June 21, 2018 Latest Legislation: Senate Bill 169 – 132nd General Assembly As used in this chapter: (A) “Affordable Care Act” means the “Patient Protection and Affordable Care Act,” 124 Stat. 119, 42 U.S.C. 18031 (2011). (B) “Business entity” means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity. […]

Section 3905.02 | License Required.

Effective: September 1, 2002 Latest Legislation: Senate Bill 129 – 124th General Assembly No person shall sell, solicit, or negotiate insurance in this state unless the person is licensed for that line of authority in accordance with this chapter.

Section 3905.03 | Exceptions to Licensing Requirement.

Effective: September 1, 2002 Latest Legislation: Senate Bill 129 – 124th General Assembly (A) Section 3905.02 of the Revised Code does not apply to any of the following: (1) Any insurer. For purposes of this division, “insurer” does not include an insurer’s officers, directors, employees, subsidiaries, or affiliates. (2) Any officer, director, or employee of […]

Section 3905.04 | Written Examination of Applicant for Agent License.

Effective: September 30, 2021 Latest Legislation: House Bill 110 – 134th General Assembly (A) Except as otherwise provided in this section or in section 3905.041 of the Revised Code, a resident individual applying for an insurance agent license for any of the lines of authority described in division (B) of this section shall take and […]

Section 3905.05 | Application for Resident Insurance Agent License.

Effective: May 26, 2010 Latest Legislation: House Bill 300 – 128th General Assembly (A) A natural person shall apply for a resident insurance agent license by submitting to the superintendent of insurance the uniform application or any other application prescribed by the superintendent, any additional information required by the superintendent, and a declaration made under […]

Section 3905.051 | Criminal Records Check; Fingerprinting; Confidentiality.

Effective: July 21, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly (A) As used in this section: (1)(a) “Applicant” means a natural person applying for either of the following: (i) A resident license as an insurance agent or surety bail bond agent; (ii) An additional line of authority under an existing resident insurance […]

Section 3905.06 | Issuance and Contents of License – Lines of Authority.

Effective: July 21, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly (A)(1) The superintendent of insurance shall issue a resident insurance agent license to an individual applicant whose home state is Ohio upon submission of a completed application and payment of any applicable fee required under this chapter, if the superintendent finds all […]

Section 3905.061 | Agent to File of Change of Address.

Effective: May 26, 2010 Latest Legislation: House Bill 300 – 128th General Assembly (A) If a person licensed as an insurance agent under section 3905.06 of the Revised Code changes the person’s address within the state, the person shall, within thirty days after making that change, file a change of address with the superintendent of […]

Section 3905.0611 | Rules.

Effective: October 19, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly The superintendent may adopt rules as needed to implement sections 3905.064 to 3905.0611 of the Revised Code. Last updated June 8, 2022 at 1:13 PM

Section 3905.062 | Portable Electronics Insurance.

Effective: October 9, 2021 Latest Legislation: House Bill 263 – 133rd General Assembly (A) As used in this section: (1) “Customer” means a person who purchases portable electronics or services. (2) “Enrolled customer” means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics by an insurer. […]

Section 3905.063 | Self-Service Storage Insurance; License Required.

Effective: March 23, 2015 Latest Legislation: House Bill 430 – 130th General Assembly (A) As used in this section: (1) “Customer” means a person who obtains the use of storage space from a self-service storage facility under the terms of a self-storage rental agreement. (2) “Endorsee” means an employee or authorized representative of a self-service […]

Section 3905.064 | Travel Insurance Definitions.

Effective: October 19, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly As used in sections 3905.064 to 3905.0611 of the Revised Code: (A) “Aggregator site” means a web site that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping. (B) […]

Section 3905.066 | Travel Retailers.

Effective: October 19, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly (A) Notwithstanding any other provision of law, a travel retailer may offer and sell travel insurance under a limited lines travel insurance agent that is a business entity if all of the following conditions are met: (1) The limited lines travel insurance […]

Section 3905.067 | Unfair and Deceptive Acts or Practices.

Effective: October 19, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly (A) Except as otherwise provided in this section, all persons offering travel insurance to residents of this state are subject to sections 3901.19 to 3901.26 of the Revised Code. (B) Any limited lines travel insurance agent, or any travel retailer offering or […]

Section 3905.068 | Tax on Travel Insurance Premiums.

Effective: October 19, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly (A) A travel insurer shall pay premium tax, as provided in Chapters 5725. and 5729. of the Revised Code, on travel insurance premiums paid by any of the following: (1) An individual primary policyholder who is a resident of this state; (2) […]

Section 3905.069 | Travel Administrators.

Effective: October 19, 2022 Latest Legislation: Senate Bill 256 – 134th General Assembly (A) Notwithstanding any other provisions of Title XXXIX of the Revised Code, no person shall act or represent the person’s self as a travel administrator for travel insurance in this state unless that person holds one of the following licenses in good […]

Section 3905.07 | Nonresident Insurance Agent or Surplus Lines Broker License; Renewal.

Effective: October 9, 2021 Latest Legislation: House Bill 263 – 133rd General Assembly (A) The superintendent of insurance shall issue a nonresident insurance agent license to an applicant that is a nonresident person upon payment of all applicable fees required under this chapter if the superintendent finds all of the following: (1) The applicant is […]