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Home » US Law » 2022 Ohio Revised Code » Title 39 | Insurance » Chapter 3922 | External Review

Section 3922.01 | Definitions.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly As used in this chapter: (A) “Adverse benefit determination” means a decision by a health plan issuer: (1) To deny, reduce, or terminate a requested health care service or payment in whole or in part, including all of the following: (a) A […]

Section 3922.02 | Request for Review of Adverse Benefit Determination.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly (A) A covered person may make a request for an external review of an adverse benefit determination. (B) All requests for external review shall be made in writing, including by electronic means, by the covered person to the health plan issuer within […]

Section 3922.03 | Internal Appeal Processes; Review of Final Determination.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly (A) All health plan issuers shall implement an internal appeal process under which a covered person may appeal an adverse benefit determination. This process must be in compliance with the “Patient Protection and Affordable Care Act of 2010,” Pub. L. 111-148, 124 […]

Section 3922.04 | Exhaustion of Issuer’s Internal Appeal Process.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly (A) Except as provided in division (E) of this section, a health plan issuer is not required to grant a request for a standard external review made under section 3922.08 or 3922.10 of the Revised Code until the covered person has exhausted […]

Section 3922.05 | Opportunities for External Review by Independent Review Organization.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly (A) A health plan issuer shall afford the opportunity for an external review by an independent review organization for an adverse benefit determination if the determination involved a medical judgment or if the decision was based on any medical information, pursuant to […]

Section 3922.06 | Reconsideration by Issuer.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly Except for when an expedited request is made under section 3922.09 or 3922.10 of the Revised Code, an independent review organization shall forward upon receipt a copy of any information received from a covered person pursuant to division (D)(1) of section 3922.05 […]

Section 3922.07 | Information Considered for Review.

Effective: December 26, 2011 Latest Legislation: House Bill 218 – 129th General Assembly In addition to the information provided under division (D)(1)(b) of section 3922.05, division (B) of section 3922.08, division (C) of section 3922.09, and division (D) of section 3922.10 of the Revised Code, an assigned independent review organization, to the extent that such […]

Section 3922.08 | Provisions Applicable to Standard Reviews; Timing;.

Effective: December 26, 2011 Latest Legislation: House Bill 218 – 129th General Assembly (A) The provisions of this section apply only to standard reviews, which are not expedited and do not involve an experimental or investigational treatment. (B) Within five days after the receipt of a request for an external review that is complete and […]

Section 3922.09 | Request for Expedited External Review.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly (A) A covered person may make a request for an expedited external review, except as provided in division (I) of this section: (1) After an adverse benefit determination, if both of the following apply: (a) The covered person’s treating physician certifies that […]

Section 3922.11 | Review by Superintendent of Insurance.

Effective: January 1, 2021 Latest Legislation: House Bill 339 – 133rd General Assembly (A) The superintendent of insurance shall establish and maintain a system for receiving and reviewing requests for external review for adverse benefit determinations where the determination by the health plan issuer was based on a contractual issue and did not involve a […]

Section 3922.12 | Effect of Decision.

Effective: December 26, 2011 Latest Legislation: House Bill 218 – 129th General Assembly (A) An external review decision is binding on the health plan issuer except to the extent the health plan issuer has other remedies available under applicable state law, or unless the superintendent of insurance determines that, due to the facts and circumstances […]

Section 3922.13 | Accreditation of Independent Review Organizations.

Effective: December 26, 2011 Latest Legislation: House Bill 218 – 129th General Assembly The superintendent shall accredit independent review organizations as prescribed by this section. (A) The superintendent shall develop an application form to accredit and renew accreditation of an independent review organization. (B) An independent review organization seeking to be accredited by the superintendent, […]

Section 3922.14 | Additional Actions for Accreditation.

Effective: January 1, 2021 Latest Legislation: House Bill 339 – 133rd General Assembly (A) To be accredited by the superintendent of insurance to conduct external reviews under section 3922.13 of the Revised Code, in addition to the requirements provided in section 3922.13 of the Revised Code and any associated rules adopted by the superintendent, an […]

Section 3922.15 | Qualifications for Clinical Reviewers.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly All clinical reviewers assigned by an independent review organization to conduct external reviews shall have the same license as the health care provider of the service in question, and shall be physicians or other appropriate health care providers who meet all of […]

Section 3922.16 | Construction of Chapter; Limitations on Liability.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly (A) Nothing in this chapter shall be construed to create a cause of action against any of the following: (1) An employer that provides health care benefits to employees through a health plan issuer; (2) A clinical reviewer or independent review organization […]

Section 3922.17 | Maintenance of Records; Reports.

Effective: December 26, 2011 Latest Legislation: House Bill 218 – 129th General Assembly (A)(1) An independent review organization assigned pursuant to sections 3922.08, 3922.09, or 3922.10 of the Revised Code to conduct an external review shall maintain written records in accordance with the associated rules established by the superintendent, in the aggregate by state, and […]

Section 3922.18 | Payment of Costs.

Effective: December 26, 2011 Latest Legislation: House Bill 218 – 129th General Assembly The health plan issuer against which a request for a standard external review or an expedited external review is filed shall pay the cost of the external review, including the cost of any external review that is required at the direction of […]

Section 3922.19 | Disclosure of External Review Procedures.

Effective: September 6, 2012 Latest Legislation: House Bill 341 – 129th General Assembly (A) Each health plan issuer shall include a description of its external review procedures, including the superintendent’s contractual review, in, or attached to, the policy, certificate, membership booklet, or outline of coverage, or other evidence of coverage it provides to covered persons. […]

Section 3922.20 | Admissibility of Written Decision or Medicare Reimbursement Standards.

Effective: December 26, 2011 Latest Legislation: House Bill 218 – 129th General Assembly Consistent with the Rules of Evidence, a written decision or opinion prepared by an independent review organization under this chapter shall be admissible in any civil action related to the coverage decision that was the subject of the decision or opinion. The […]