Effective: November 24, 1995 Latest Legislation: Senate Bill 150 – 121st General Assembly As used in this chapter, “policy of sickness and accident insurance” includes any policy, contract, or certificate of insurance against loss or expense resulting from the sickness of the insured, or from the bodily injury or death of the insured by accident, […]
Effective: January 9, 1961 Latest Legislation: House Bill 1 – 104th General Assembly As used in any policy of sickness and accident insurance delivered, issued for delivery, or used in this state, unless otherwise provided in the policy or in an indorsement thereon or in a rider attached thereto: (A) “Total disability” means inability to […]
Effective: July 1, 1955 Latest Legislation: House Bill 881 – 101st General Assembly No certificate shall be furnished by any insurer in connection with, or pursuant to any provision of, any group sickness and accident insurance policy delivered, issued for delivery, or used in this state, and no policy of sickness and accident insurance shall […]
Effective: January 1, 2021 Latest Legislation: House Bill 339 – 133rd General Assembly (A) As used in this section: (1) “Benefits provided are not unreasonable in relation to the premium charged” means the rates were calculated in accordance with sound actuarial principles. (2) “Individual policy of sickness and accident insurance” includes sickness and accident insurance […]
Effective: March 23, 2015 Latest Legislation: House Bill 201 – 130th General Assembly (A) As used in this section: (1)(a) “Administrative expense” means the amount resulting from the following: the amount of premiums earned by the insurer for sickness and accident insurance business plus the amount of losses recovered from reinsurance coverage minus the sum […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly No policy of sickness and accident insurance shall be delivered, issued for delivery, or used in this state unless all the following requirements are complied with: (A) The entire money and other considerations therefor are expressed therein. (B) The time at which […]
Effective: January 1, 2021 Latest Legislation: House Bill 339 – 133rd General Assembly Except as provided in section 3923.07 of the Revised Code, every policy of sickness and accident insurance delivered, issued for delivery, or used in this state shall contain the standard provisions specified in this section in the words in which the same […]
Effective: September 29, 2017 Latest Legislation: House Bill 49 – 132nd General Assembly (A) As used in this section: (1) “Chronic condition” means a medical condition that has persisted after reasonable efforts have been made to relieve or cure its cause and has continued, either continuously or episodically, for longer than six continuous months. (2) […]
Effective: April 7, 2009 Latest Legislation: House Bill 493 – 127th General Assembly Except as provided in section 3923.07 of the Revised Code, no policy of sickness and accident insurance delivered, issued for delivery, or used in this state shall contain provisions respecting the matters set forth in this section unless such provisions are in […]
Effective: July 1, 1955 Latest Legislation: House Bill 881 – 101st General Assembly The policy provisions set forth in sections 3923.04 and 3923.05 of the Revised Code or any corresponding policy provisions used in lieu thereof in accordance with section 3923.07 of the Revised Code shall be printed in each policy of sickness and accident […]
Effective: July 23, 2002 Latest Legislation: House Bill 345 – 124th General Assembly (A) On and after January 1, 2003, any insurance company authorized to do business in this state shall pay interest, in accordance with division (B) of this section and subject to division (C) of this section, on any proceeds that become due […]
Effective: October 14, 1953 Latest Legislation: Senate Bill 268 – 100th General Assembly If any policy provision set forth in section 3923.04 or 3923.05 of the Revised Code is in whole or in part inapplicable or inconsistent with the coverage provided by a policy of sickness and accident insurance, the insurer shall, with the approval […]
Effective: October 14, 1953 Latest Legislation: Senate Bill 268 – 100th General Assembly Any policy of sickness and accident insurance, indorsement, rider, or application which could have been lawfully delivered, issued for delivery, or used in this state on October 1, 1953, may be delivered, issued for delivery, or used in this state until January […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Any foreign or alien insurer authorized to do business in this state may, with the approval of the superintendent of insurance, insert in any policy of sickness and accident insurance, delivered, issued for delivery, or used in this state, any provision required […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly A policy of sickness and accident insurance issued in violation of sections 3923.01 to 3923.22, inclusive, of the Revised Code, is valid but shall be construed as provided by such sections, and when any provision in such policy is in conflict with […]
Effective: July 1, 1955 Latest Legislation: House Bill 881 – 101st General Assembly Industrial sickness and accident insurance is that form of sickness and accident insurance under individual policies for which the premium is payable weekly, and includes any such policy which covers sickness only or accident only. Any insurer authorized to make, transact, or […]
Effective: October 16, 2009 Latest Legislation: House Bill 1 – 128th General Assembly (A) Sickness and accident insurance on a franchise plan is that form of sickness and accident insurance issued to either of the following: (1) Five or more or, with respect to long-term care or disability income insurance, two or more employees of […]
Effective: April 11, 1991 Latest Legislation: House Bill 737 – 118th General Assembly (A) Group sickness and accident insurance is that form of sickness and accident insurance covering any group of two or more employees, members, or other persons, with or without one or more of their dependents and members of their immediate families. Such […]
Effective: September 1, 2002 Latest Legislation: Senate Bill 129 – 124th General Assembly (A) As used in this section: (1) “Association” means a voluntary unincorporated association of insurers formed for the sole purpose of enabling cooperative action to provide sickness and accident insurance in accordance with this section. (2) “Insurer” means any insurance company authorized […]
Effective: October 16, 2009 Latest Legislation: House Bill 1 – 128th General Assembly (A) Every policy of group sickness and accident insurance providing hospital, surgical, or medical expense coverage for other than specific diseases or accidents only, and delivered, issued for delivery, or renewed in this state on or after January 1, 1976, shall include […]
