Effective: January 17, 1977 Latest Legislation: Senate Bill 545 – 111th General Assembly Sections 3937.01 to 3937.16 of the Revised Code apply to casualty insurance including fidelity, surety, and guaranty bonds, and to all forms of motor vehicle insurance, on risks or operations in this state, except: (A) Reinsurance, other than joint reinsurance to the […]
Effective: November 9, 1959 Latest Legislation: Senate Bill 289 – 103rd General Assembly Sections 3937.01 to 3937.17, inclusive, of the Revised Code apply to subscribers, their attorneys or representatives authorized to exchange reciprocal or interinsurance contracts under sections 3931.01 to 3931.12, inclusive, of the Revised Code.
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly All casualty rates shall be made in accordance with the following: (A) Due consideration shall be given to: (1) Past and prospective loss experience within and outside this state; (2) The experience or judgment, or both, of the insurer or rating organization […]
Effective: October 20, 1994 Latest Legislation: Senate Bill 20 – 120th General Assembly In determining rates for motor vehicle insurance, an insurer shall not consider the fact that an applicant does not have motor vehicle insurance covering the applicant’s motor vehicle at the time of his application for such insurance, unless the insurer has an […]
Effective: June 30, 2021 Latest Legislation: House Bill 74 – 134th General Assembly (A)(1) Every insurer shall file with the superintendent of insurance every form of a policy, endorsement, rider, manual of classifications, rules, and rates, every rating plan, and every modification of any of them which it proposes to use. Every such filing shall […]
Effective: January 5, 1988 Latest Legislation: House Bill 1 – 117th General Assembly (A) If at any time the superintendent of insurance finds that a rate to which sections 3937.01 to 3937.17 of the Revised Code apply does not comply with such sections, he may, after a hearing held upon not less than twenty days’ […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly (A) A corporation, an unincorporated association, a partnership, or an individual, whether located within or outside this state, may make application to the superintendent of insurance for license as a rating organization for such kinds of insurance or subdivisions thereof as are […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Every member or subscriber to a rating organization shall adhere to the filings made on its behalf by such organization except that any such insurer may file with the superintendent of insurance a uniform percentage decrease or increase to be applied to […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Any member of or subscriber to a rating organization may appeal to the superintendent of insurance from the action or decision of such rating organization in approving or rejecting any proposed change in or addition to the filings of such rating organization […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Every rating organization, and every insurer which makes its own rates, shall within a reasonable time after receiving written request therefor, and upon payment of such reasonable charge as it may make, furnish to any insured affected by a rate made by […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly (A) Every group, association, or other organization of insurers, whether located within or outside this state, which assists insurers which make their own filings or rating organizations in rate making, by the collection and furnishing of loss or expense statistics, or by […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly (A) Every group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance is subject to regulation with respect thereto as provided in this section, subject, with respect to joint underwriting, to sections 3937.01 to 3937.17, inclusive, of […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly The superintendent of insurance shall, at least once in five years, make an examination of each rating organization licensed in this state as provided in section 3937.05 of the Revised Code. Such superintendent may, as often as he deems it expedient, make […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Subject to sections 119.01 to 119.13, inclusive, of the Revised Code, the superintendent of insurance may promulgate reasonable rules for the reporting by each insurer of its loss experience, in order that such experience of all insurers may be made available, at […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Agreements may be made among insurers with respect to the equitable apportionment among them of insurance which may be afforded applicants who are in good faith entitled to, but who are unable to procure, such insurance through ordinary methods. Insurers may agree […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly No person or organization shall willfully withhold information from, or knowingly give false or misleading information to, the superintendent of insurance, any statistical agency designated by the superintendent, any rating organization, or any insurer, which will affect the rates or premiums chargeable […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Any insurer or rating organization aggrieved by any order or decision of the superintendent of insurance made without a hearing, may, within thirty days after notice of the order to the insurer or organization, make written request to the superintendent for a […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly The superintendent of insurance may suspend the license of any rating organization or insurer which fails to comply with an order of the superintendent within the time limited by such order, or any extension thereof which the superintendent may grant. The superintendent […]
Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Sections 3937.01 to 3937.17, inclusive, of the Revised Code shall be liberally interpreted to the end that insurance rates shall not be excessive, inadequate, or unfairly discriminatory, and co-operative action among insurers in rate making and in other matters within the scope […]
Effective: March 22, 2013 Latest Legislation: House Bill 278 – 129th General Assembly (A) Any policy of insurance delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state that insures against loss resulting from liability imposed by law for bodily injury or death suffered […]
