Effective: October 31, 2001 Latest Legislation: Senate Bill 97 – 124th General Assembly (A) No policy of insurance described in division (A) of section 3937.18 of the Revised Code that includes uninsured motorist coverage, underinsured motorist coverage, or both uninsured and underinsured motorist coverages shall be delivered or issued for delivery unless coverage is also […]
Effective: October 31, 2001 Latest Legislation: Senate Bill 97 – 124th General Assembly (A) As used in this section, “policy” includes an endorsement. (B) No policy of automobile or motor vehicle insurance that is covered by sections 3937.01 to 3937.17 of the Revised Code, including, but not limited to, the uninsured motorist coverage, underinsured motorist […]
Effective: September 4, 2014 Latest Legislation: Senate Bill 140 – 130th General Assembly (A) As used in this section: (1) “Personal lines policy of insurance” means a policy of property and casualty insurance issued to a natural person primarily for personal or family protection for personal automobile, homeowner’s, tenant’s, mobile-homeowner’s, non-commercial dwelling fire or personal […]
Effective: September 7, 1970 Latest Legislation: House Bill 570 – 108th General Assembly No insurance company issuing a policy of automobile or motor vehicle liability insurance shall be relieved of its contractual obligation to defend its insured against any claim on the basis of coverage for such claim being provided by any other policy, unless […]
Effective: October 20, 1994 Latest Legislation: Senate Bill 20 – 120th General Assembly No insurer shall increase the cost of a private passenger automobile insurance policy based on the insured’s involvement in a single motor vehicle accident during the policy period when both of the following apply: (A) The insured’s action is not a proximate […]
Effective: October 20, 1994 Latest Legislation: Senate Bill 20 – 120th General Assembly No insurer shall increase the cost of a private passenger automobile insurance policy based on the insured’s involvement in a motor vehicle accident with an uninsured or underinsured motorist, when both of the following apply: (A) The insured’s action is not a […]
Effective: March 20, 2019 Latest Legislation: Senate Bill 273 – 132nd General Assembly (A) As used in sections 3937.25 to 3937.29 of the Revised Code, “medical malpractice insurance” means insurance coverage against the legal liability of the insured for loss, damage, or expense arising from a medical, optometric, or chiropractic claim, as those claims are […]
Effective: September 13, 2004 Latest Legislation: Senate Bill 187 – 125th General Assembly (A) An insurer may refuse to renew a policy of commercial property insurance, commercial fire insurance, or commercial casualty insurance other than fidelity or surety bonds, medical malpractice insurance, and automobile insurance as defined in section 3937.30 of the Revised Code, by […]
Effective: September 13, 2004 Latest Legislation: Senate Bill 187 – 125th General Assembly (A) An insurer who intends to condition renewal of a policy of commercial property insurance, commercial fire insurance, or commercial casualty insurance other than fidelity and surety bonds, medical malpractice insurance, and automobile insurance as defined in section 3937.30 of the Revised […]
Effective: March 20, 2019 Latest Legislation: Senate Bill 273 – 132nd General Assembly (A) A notice of cancellation of a policy of medical malpractice insurance shall not be issued by any licensed insurer unless it is based on one of the following grounds: (1) Nonpayment of premium; (2) Discovery of fraud or material misrepresentation in […]
Effective: September 13, 2004 Latest Legislation: Senate Bill 187 – 125th General Assembly (A) An insurer that intends to cancel, terminate, or otherwise not renew all policies of medical malpractice insurance that it has issued to any class, type, or specialty of practitioner, or that intends to cancel, terminate, or otherwise not renew all policies […]
Effective: March 22, 2013 Latest Legislation: House Bill 278 – 129th General Assembly (A) As used in sections 3937.30 to 3937.39 of the Revised Code, “automobile insurance policy” means an insurance policy delivered or issued in this state or covering a motor vehicle required to be registered in this state which: (1) Provides automobile bodily […]
Effective: September 22, 2013 Latest Legislation: House Bill 278 – 129th General Assembly (A) Every automobile insurance policy shall be issued for a period of not less than one year or guaranteed renewable for successive policy periods totaling not less than one year. Where renewal is mandatory, “cancellation,” as used in sections 3937.30 to 3937.39 […]
Effective: September 29, 2017 Latest Legislation: House Bill 49 – 132nd General Assembly (A) No cancellation of an automobile insurance policy is effective, unless it is pursuant to written notice to the insured of cancellation. Such notice shall contain: (1) The policy number; (2) The date of the notice; (3) The effective date of cancellation […]
Effective: March 22, 2013 Latest Legislation: House Bill 278 – 129th General Assembly An insurer may cancel an automobile insurance policy at such time prior to its expiration for such reasons as may be permitted by section 3937.31 of the Revised Code, by mailing to the insured, at the insured’s last known address appearing on […]
Effective: March 22, 2013 Latest Legislation: House Bill 278 – 129th General Assembly An insurer may refuse to renew an automobile insurance policy by mailing to the insured, at the insured’s last known address appearing on the insurer’s records, and at least thirty days prior to the date of expiration of the policy, a notice […]
Effective: March 22, 2013 Latest Legislation: House Bill 278 – 129th General Assembly Upon receipt of a notice of cancellation given pursuant to section 3937.33 of the Revised Code at any time prior to the effective date of cancellation of an automobile insurance policy, the insured may apply in writing to the superintendent of insurance […]
Effective: January 1, 1970 Latest Legislation: Senate Bill 334 – 108th General Assembly There is no liability on the part of, and no cause of action of any nature shall arise against, the superintendent of insurance, any insurer, or any person furnishing information requested by the superintendent, an insurer, the agent, employee, attorney, or other […]
Effective: January 1, 1970 Latest Legislation: Senate Bill 334 – 108th General Assembly No insurer on its application for an automobile insurance policy shall require the applicant to disclose any refusal or cancellation of automobile insurance other than a cancellation in accord with section 3937.31 of the Revised Code, and according to the procedure required […]
Effective: January 1, 1970 Latest Legislation: Senate Bill 334 – 108th General Assembly No insurer shall fail to renew an automobile insurance policy solely because of the age attained by the insured.