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Home » US Law » 2022 Ohio Revised Code » Title 39 | Insurance » Chapter 3938 | Certificates of Insurance Act

Section 3938.01 | Definitions.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly (A) This chapter may be cited as the “Certificates of Insurance Act.” (B) As used in this chapter: (1) “Certificate of insurance” means a document or instrument, regardless of how titled or described, that is prepared or issued by an insurer or […]

Section 3938.02 | Nature of Certificate.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance refers. A certificate of insurance shall not confer to any […]

Section 3938.03 | Language Prohibited.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly (A) A certificate of insurance shall not include language that does either of the following: (1) Is unfair, misleading, or deceptive or that violates public policy; (2) Violates any law or any rule adopted by the superintendent of insurance. (B) A certificate […]

Section 3938.04 | False Information; Alteration of Policy.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly No person shall do either of the following: (A) Prepare, issue, request, or require a certificate of insurance that contains any false or misleading information concerning the policy of insurance referenced in the certificate of insurance; (B) Prepare, issue, request, or require […]

Section 3938.05 | Right to Notice of Cancellation or Nonrenewal of Insurance Policy.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly A certificate holder shall be entitled to notice of cancellation or nonrenewal or any similar notice concerning a policy of insurance only if the certificate holder is named within the policy or any endorsement to the policy and the policy or endorsement […]

Section 3938.06 | Applicability of Chapter.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly The provisions of this chapter shall apply to all certificates of insurance issued in connection with property and casualty risks located in this state, regardless of where the policyholder, insurer, insurance agent, or person requesting the certificate of insurance is located.

Section 3938.08 | Violation; Penalty.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly (A) No person shall fail to comply with sections 3938.01 to 3938.07 of the Revised Code. If the superintendent of insurance determines that any person has violated sections 3938.01 to 3938.07 of the Revised Code, the superintendent may take one or more […]

Section 3938.09 | Rules.

Effective: March 23, 2016 Latest Legislation: House Bill 259 – 131st General Assembly The superintendent of insurance may adopt rules in accordance with Chapter 119. of the Revised Code as necessary to implement this chapter.